To determine your DTI ratio, simply take the amount total amount of debt that you owe and divide it by your income, expressing it as a percentage. (performancesettlement.com)
While this will look different for everyone, the total amount of debt you need to keep track of includes any outstanding loans or balances you or your spouse are responsible for. (fidelity.com)
Now that you know the total amount of debt you owe, you're in the best position to figure out which debts should be wiped out right away. (fidelity.com)