An individual who is seriously injured on the job and will never be able to gain employment again would be eligible for permanent total disability benefits. (charlesboyk-law.com)
In general terms, an insured who qualifies for total disability benefit and is able to work in a reduced capacity may be eligible to partial benefit coverage. (kahlerlawfirm.com)
Likewise, a refusal by the employer to provide light duty requires the insurance carrier to pay temporary total disability benefits while you are still receiving medical care. (stronglawoffices.com)