Keep in mind that private student loans account for only 7.5 % of total student loans; the rest are federal. (studentloans.net)
With a small percentage of total student enrollment, the overall impact of charter schools is positive but limited. (apluscolorado.org)
Honestly, unless you're getting total student loan forgiveness, there is no reason anyone with student debt should forgo the refinancing option. (thebrokeprofessional.com)