As discussed, return - of - premium term plans have a higher premium compared to traditional term plans for the same sum assured and policy term. (tomorrowmakers.com)
Tata AIA Life Insurance iRaksha TROP Plan is an online traditional term plan with Return of Premium option which provides life coverage in event of premature death during the policy term and thereafter returns the total premiums paid in case of maturity. (policybazaar.com)
Compared to other traditional term plans, the minimum sum assured is 25 lakhs and maximum is as high as 100 crore (coverfox.com)