Over the last year and a half, Equifax and TransUnion were reporting trended credit data. (thecreditguy.tv)
Using trended credit data, the VantageScore 4.0 credit scoring model tends to lift «prime» credit scores by as much as 20 %. (ifsautoloans.com)
The analysis found that the use of trended credit data — an indicator of behavior beyond the traditional credit report — could boost mortgage loan approvals by 267,000 and home equity line of credit (HELOC) approvals by 65,000. (rismedia.com)