Regardless of what type of coverage you have, keep in mind you may also have to pay a deductible before your insurance coverage kicks in after a covered loss. (allstate.com)
This will let you decide exactly how much of which types of coverage you'd like to purchase, in full knowledge of how all the numbers work together. (carinsurancequote.net)
You will also be able to choose which types of coverage you'd like, and get information on recommended coverages. (trustedchoice.com)