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Phrases with «underwriting flexibility»

"Underwriting flexibility" refers to the ability of a company or individual (usually an insurance provider) to adjust or adapt the terms and conditions of an insurance policy to better suit the needs of the customer. It means being open and accommodating to different situations and circumstances, allowing for customized insurance solutions that fit specific requirements. Full definition

Sentences with «underwriting flexibility»

  • «A loan eligible under these special «small creditor» QM definitions must meet the general requirements of a QM, except that these loans receive greater underwriting flexibility (i.e., do not need to meet the quantitative DTI threshold of 43 percent or less).» (homebuyinginstitute.com)
  • My Community Mortgage offers underwriting flexibility, terms of up to 40 years (lowering your mortgage payment and allowing you to qualify for a larger loan), and includes ARM mortgages with rates fixed for 5, 7, or 10 years. (fhaloanpros.com)
  • These results suggest that some degree of greater mortgage underwriting flexibility could be provided to assist households with the purchase of location efficient homes, without increasing defaults and supports the notion that government policy around land use, zoning, infrastructure, and transportation could have significant impacts on mortgage default rates. (walkscore.com)
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