Instead of asking detailed health questions to accurately place you on those rate tables we mentioned above, these sites ask you to identify your own underwriting rate class by evaluating your own health. (policygenius.com)
By the time the ACA was enacted, pre-existing condition exclusions were becoming less common, and underwriting rate increases were taking their place more frequently. (verywell.com)
Through the process above, you'll qualify for one of several underwriting rate classes. (skipthemed.com)