You should have at least 6 months of living expenses in case of unexpected job loss. (creditdonkey.com)
For a cost of 99 cents per $ 100 of the average daily balance you can protect your credit rating against unexpected job loss or disability. (boomerandecho.com)
Take advantage of the smaller monthly minimum payment on your federal loans by using any extra cash to pay off your private loans more quickly, since if something were to happen, like unexpected job loss, you have more options available to you with your federal loans, no matter who is servicing the loan. (creditsesame.com)