If a lender refuses you credit because of unfavorable information in your credit report, you have a right to the name and address of the agency that keeps your report. (mortgage-x.com)
Certain discovery, even of unfavorable information, is mandatory. (indianainjuryblog.com)
Remember: There is no way permanently to remove accurate, unfavorable information from a credit report. (mymoneycounselor.com)