The word "uninsurable" means that something or someone cannot be protected or covered by insurance. It suggests that the risk involved is too high, making it difficult or impossible to obtain insurance coverage. Full definition
The term policies are of course cheaper than their permanent counterparts and also provide much greater protection, but buyers who are looking for long - term care protection need to remember that if they become uninsurable for any reason at a later time, then they may not be able to renew their policy at a time when they are likely to need it. (investopedia.com)
Plus, your insurance company may refuse to insure you and others may not want to take the risk either (see A Look at Uninsurable Risk to learn more). (insuranceopedia.com)
This life insurance policy is designed for high risk diabetes sufferers who are generally considered uninsurable for the traditional types of whole life insurance coverage. (diabeticslifeinsurance.org)