Even if the negligent driver can not be found, compensation may still be available under your own insurance policy if it contains uninsured motorist provisions. (perraultlaw.com)
A policy with an uninsured motorist provision will pay damages if an uninsured motorist or a hit - and - run driver injures you and / or your passenger (s). (ufcu.pfyfn.com)
That court held that the uninsured motorist provision was unlike prior cases of propelled objects, which only required a «substantial physical nexus» between the injury and the unidentified driver. (davidchristensenlaw.com)