If a school district or small municipality has a choice between giving scarce funding to teachers and administrators or strengthening buildings against distant future unknown events, human nature is going to take over. (dotearth.blogs.nytimes.com)
Again, this goes back to the first rule of insurance: it only covers unknown events. (travelinsurancereview.net)
Due to the fact that we can not predict the future, it is a good idea to plan for unknown events that can suddenly appear at a bad time. (bestchoicelifeinsurance.com)