You should regularly review your auto insurance coverage to determine if you need to increase your policy or if you're paying for unnecessary coverage. (valuepenguin.com)
While shopping for auto insurance, you may drop unnecessary coverage such as comprehensive coverage or collision coverage in case the vehicle insured is an older model. (autoquotenow.com)
Otherwise, you will end up with unnecessary coverage where you will be spending money without getting anything out of your policy. (autoquotenow.com)