Common threat from unscrupulous debt collectors (but I repeat myself) «I have a warrant for your arrest here, to send to the District Attorney (which we do not even have here in Michigan) unless you pay this now.» (stopcreditor.com)
In addition to allegedly misrepresenting the terms of the loan, the lenders doubled as unscrupulous debt collectors who falsely threatened to sue the borrowers or have them arrested. (consumer.ftc.gov)
Plus, there are a lot of unscrupulous debt collectors that will try to take advantage of you should your spouse die in debt. (thecollegeinvestor.com)