A consumer credit counseling program is specifically for unsecured credit card debt, no other types of unsecured debts qualify. (nomorecreditcards.com)
A bankruptcy hurts your credit score for a long time after the filing, making it harder to qualify for unsecured credit cards with low interest rates, high credit limits and rewards programs. (valuepenguin.com)
Lenders that offer unsecured credit cards after bankruptcy make up for the risk with high fees and interest, not to mention terrible terms and conditions. (studentloanhero.com)