Through policy loans and withdrawals, the cash value may then be used to help pay for a wide variety of needs in retirement. (insurancequotes2day.com)
Just as the name implies, these loans can be spent on a wide variety of needs including vacations, medical bills, tuition fees, or debt consolidation. (nation21loans.com)
There is a lot of variety of needs among babies, and in this case, it might make sense to accept the baby's preference. (parenting.stackexchange.com)