Your monthly homeowner's insurance payment covers you against various hazards and is added to your mortgage payment. (alexyrealtygroup.com)
I'd imagine clothing came about as a way to keep warm for those that had less hair and as the beginning steps to protect one's vitals from various hazards. (religion.blogs.cnn.com)
In order to accomplish this goal, you'll need to navigate through each level, avoiding various hazards and dealing with defenses that are meant to kill you in order to stop you from finding said treasure. (droidgamers.com)