There are many steps and various parties involved when you want your book to reach the marketplace. (thebookmarketingnetwork.com)
This rule also creates tolerances for the total of payments, adjusts a partial exemption mainly affecting housing finance agencies and nonprofits, extends coverage of the TILA - RESPA integrated disclosure (integrated disclosure) requirements to all cooperative units, and provides guidance on sharing the integrated disclosures with various parties involved in the mortgage origination process. (consumerfinance.gov)
However, as mentioned, Bitcoin is an open technology with various parties involved. (blog.bitpanda.com)