An attractive feature of cash value policies is that policy holders can access the cash value by way of loans if necessary. (pocketsense.com)
The plan also provides easy access to funds to the policyholders by way of loans and partial withdrawals. (policybazaar.com)
However, because private student loan lenders do not offer any respite to borrowers by way of loan forgiveness over time, individuals should carefully consider their options with their federal student loans before opting to refinance with a private lender. (studentloans.net)