You can work with the lender who issued your original mortgage to come up with a new plan that better fits your current situation. (smartasset.com)
But it's still possible to negotiate with a lender in times of hardship. (studentloans.net)
However, it is very important that this writing be clear and that it cover all necessary items for the seller's best position in dealing with the lender in future negotiations. (aboutfloridalaw.com)