So, if you buy a 10 - year term life insurance, the payout would only happen if you pass away within the ten years the insurance policy provides coverage. (term-life-online.com)
There is some speculation that in the coming months and years insurance rates could start to be increased and changed to account for the increased age of baby boomers. (raisinsurance.com)
That'll give you your first year insurance as well, and you can't be prosecuted. (autocar.co.uk)