For example, a 20 yr term life with a rider to convert it to a whole life costs an additional $ 200 per year. (humblefi.com)
If you choose a 20 yr term with conversion option, at the end of 20 yrs you get the option to continue same plan until death for same premium as you were paying? (termlife2go.com)
There are also 20 yr and 30 yr term policies available. (ampminsure.org)