Sentences with phrase «medical payments»

Collision coverage and comprehensive coverage — not to mention other optional coverages like medical payments coverage and personal injury protection — can't be purchased until you have adequate liability insurance.

Some people think that because they are covered by health insurance, they have no need for medical payments coverage as a part of their auto insurance policy.

Generally, you can get from $ 1,000 to $ 5,000 of medical payments coverage on your renters insurance.

This type of automobile insurance covers medical payments for the injured driver who holds the policy, whether or not he is determined to have caused the accident.

The policy allowed for up to $ 5,000 in medical payment coverage for each insured pursuant to the policy.

It may also include medical payments insurance covering accidental injury to guests.

When it comes to accidents, ask your agent about coverages such as medical payments coverage in case you get hurt during a motorcycle accident.

Claims under medical payment coverage, for injuries to people in the insured vehicle, are 22 percent lower.

As a first step, you might look into boosting the liability and medical payments portions of your policy.

Drivers can also consider taking on elective coverage like medical payments protection or personal effects coverage.

There's also a small coverage called medical payments to others.

The first thing to know about Medical Payments coverage on your insurance is that it's for others.

Add medical payments insurance protection for its versatility and for its tremendous value.

When purchasing medical payments coverage, remember that while a state may require car insurance companies to offer this coverage to you, you have the option to turn it down.

Personal injury along with medical payments incurred in a motorcycle accident top the list for potential losses, and can certainly result in catastrophic losses.

For a relatively small additional premium, you can add medical payments protection to your auto policy and fill a very important gap in your overall coverage.

Even with a good health insurance plan, you still may have some need for auto medical payments coverage.

Medical expenses you might rack up as a result of a car accident are covered by medical payments insurance on an auto policy.

Renters insurance protects more than your belongings — you get medical payments for your guests and liability coverage as well.

The radar - based system with adaptive cruise control is associated with a 13 percent decrease in property damage liability claim frequency and a 27 percent decrease in medical payment claim frequency.

Because most health insurance policies cover injuries sustained from traffic collisions, you may wonder why and how you would benefit from medical payments coverage in the event of an accident involving commercial vehicles.

Comprehensive coverage typically only covers the property damage to your vehicle; however, it does not usually include medical payments if you've been injured.

First, your homeowners policy provides medical payments coverage which has a lower limit, perhaps several thousand dollars, to reimburse first aid or minor doctor visit costs.

Most medical payments policies provide protection in the range of $ 500 to $ 5,000.

A no fault medical payments option pays for minor medical treatment for smaller injuries.

Individuals purchasing auto insurance should consider the likelihood of needing medical payments coverage if they are also required to have personal injury protection coverage.

Most commercial auto insurance companies offer medical payments coverage as an option to include in your policy.

The small amount of money that is costs to insure such an expensive thing makes medical payments coverage well worth it.

Other injuries will be covered up to the limit in your policy's medical payment section.

While your liability limits and medical payment options are the same as other airplane insurance, your premiums and deductibles may vary based on your group's history of accidents and claims.

You might consider medical payments coverage, especially if you don't have health insurance.

Contact your car insurance agent to learn more about how medical payments coverage can work with your personal injury protection coverage.

Because medical payments coverage doesn't require fault, it's a great way to resolve those sorts of situations.

Drivers who have good health, home and car insurance policies often have built in protection already existing in these plans against the kinds of expenses covered by auto insurance medical payments plans.

Liability kicks in if you are legally responsible for the injury or damage, while medical payments cover accidents.

Use medical payments insurance for expenses resulting from injury to others on premises you own or rent.

Consider increasing medical payments to others, as well — a higher limit costs just a few dollars a year and can prevent liability claims.

Not all states require medical payments protection in their auto insurance policies.

That's where medical payments coverage on your car insurance policy may help.

Choose between medical payments, no - fault or personal injury protection coverage for you and your passengers.

In the meantime, you should utilize your own automobile medical payments coverage or health insurance to ensure that you can obtain the necessary treatment without having to worry about payment or collections.

Fortunately, you selected Medical Payments coverage with a $ 1,000 limit.

However, if you find your health insurance does not cover these types of injuries, it can be a very good idea to buy medical payments coverage.

When deciding how much medical payments auto insurance coverage to purchase, it is important to consider how much your health insurer will pay for accident - related injury expenses.

Some people would rather rely on their family's health insurance to cover potential injuries to themselves in a car crash rather than purchase extra medical payments coverage.

What medical payments to others coverage is designed to do is be a good faith payment to make a small problem go away before it becomes a large one.

But what if the injury is clearly due to your negligence, or significant enough to be outside the scope of the small medical payments to others coverage?

You'll find that, in addition to personal property coverage and liability protection, you're also covered against medical payments to others and loss of use.

Medical payment up to your coverage limit also travels with your vehicle no matter who was driving your car.