Sentences with phrase «as credit history»

Getting the best rates is dependent on factors such as credit history or whether there will be a cosigner or not.

Consumers will be able to see their credit score range as well as the credit history data that was used in the decision process.

One $ 10,000 payment on the loan, though significant, is just one payment as far as your credit history (and credit score) is concerned.

As credit history information ages, its impact on your credit score decreases.

There are distinct advantages to using credit wisely (not to mention that, as your credit history improves, some of your expenses could also go down as a result).

Victims of identity theft suffer from total financial chaos as their credit history and rating are destroyed by illicit purchases that were never paid for by the identity thief.

One of the immediate benefits of consolidating with a private lender is getting a lower interest rate so long as your credit history stacks up which typically leads to savings.

Unlike the aforementioned attributes, age of credit history does count towards your credit score; as your credit history grows older, your credit score will rise with it.

This is where all your efforts or failures are recorded as your credit history, and therefore contribute to your credit score.

Where your bike is going to be parked weighs almost as heavy as your credit history and age.

The lender considers traditional factors such as credit history and debt - to - income ratio when evaluating borrowers.

This new loan comes with a new interest rate that is defined by an underwriting criteria that typically takes into account income as well as credit history.

Your credit profile — also known as your credit history — can impact whether you're approved for new credit cards or loans, and at what terms.

Just as your credit history can affect the rates you can receive on a loan, it can change your auto insurance premiums.

They may be a little more lenient as far as credit history goes.

It's also in your best interest in general to periodically shop around to make sure you're always paying the cheapest rates for your homeowners insurance, particularly as your credit history changes over time.

However, as your credit history becomes increasingly important for financial transactions that don't include borrowing, some people think that maybe it's time for this measure of financial responsibility and ability to pay attention to some of the non-credit situations we are involved in every day.

But as your credit history lessens, the process has become stricter.

Overtime, as your credit history begins to fade away and all your report shows is a loan for a mortgage, your score could take additional hits.

From a consumer perspective, it's your money as well as your credit history on the line.»

I have 2 of these cards: US Bank allows you to apply for and carry as many of the same card type as your credit history allows you to be approved for.

Companies are using data feeds to access customer data such as credit history in order to determine insurability.

Criminal record searches and reference checks are the most common background checks, though Sterling Talent Solutions highly recommends these common checks with Social Security Number Traces as well as credit history checks.

Educate your clients that different financial institutions have policies and programs available to newcomers, such as no credit history policies, recognition as a newcomer for the first five years and more.

Credit tier based on factors such as credit history and credit score.

Borrowers simply enter their information online, including the value of their home and current mortgage balance, as well as some credit history information, and the company compiles a list of lenders willing to offer a home equity line of credit.

1) Capacity to repay (your income) 2) Current economic conditions (your profession's current economic status as well as your city and country's economic situation) 3) Capital put down (the down payment you provide, which is the amount of equity you're offering to secure the asset) 4) Collateral (what the home is worth) 5) Character (your history of paying off debts, otherwise known as your credit history)

Some interviewees reported that even when restructured local banks are familiar with individuals» «soft data» — such as credit history and reputation — they are far more interested in lending to companies that will bring in large manufacturing.

The maximum amount that you can borrow from secured loans depends on the asset's value you present as collateral as well as your credit history.

In determining your actual credit line, the lender also will consider your ability to repay, by looking at your income, debts, and other financial obligations, as well as your credit history.

• information we may receive from reporting agencies, such as your credit history and creditworthiness, background information, and other entities not affiliated with GFF Brokers;

When a lender considers you for a preapproval, it looks at much of the same financial information that it would when considering a loan application, such as your credit history and capacity to pay a loan.

This new loan comes with a new interest rate that is defined by an underwriting criteria that typically takes into account income as well as credit history.

Information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with Altavest

Underwriting criteria such as credit history, debt - to - income, and other factors that are unique to each lender.

Approaching your local bank means they already know your character, as well as your credit history, and are in a very strong position to assess your true level of risk if granted an approved loan for personal use with bad credit.

While your credit score is very important, just keep in mind that other factors will be considered such as information from your application as well as your credit history.

This past relationship is known as your credit history.

When applying with a creditworthy cosigner, the lender will look at the credit history of your cosigner as well as your credit history to make a determination about whether or not to loan you money.

Step 5: An underwriter reviews your application At this point the insurer will review your application, phone interview, and medical exam results, as well as your credit history.

However, I expect every formula cover roughly the same categories, such as credit history, payment history etc..

information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with Generic Trade

After about 6 months (Oct / Nov 2014), I wanted to apply for another one, but as my credit history was only a few months long then, I settled for a credit card of the bank (PNC) where I had a checking account.

Other factors such as credit history, capacity, capital and personal financial background may also be taken into consideration.

The application process gives the lender basic information about the client's current expenses and income as well as their credit history.

The information on your credit report; such as your credit history and credit score, eligible determine if you're eligible for «unsecured credit.»

The reason for this is because most lenders rely on traditional credit score models for lending — such as credit history and credit score.

Sometimes the report is referred to as your credit history.