Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.
Commercial car insurance policies offer the same types of coverage that are offered by personal car insurance policies: Liability coverage, property damage insurance, medical payments, combined single limit coverage, comprehensive insurance, collision coverage, uninsured / underinsured motorist insurance (UMI), and rental car replacement are some of the main coverage types available to businesses.
If you have more questions about
a Commercial Car Insurance policy for your company, give our experts a call at 888.865.1244!
You might need
a commercial car insurance policy if:
You might require
a commercial car insurance policy, if you're using your automobile to transport goods or individuals for a fee or whenever you use your automobile to run a service.
Get a discount on the second contract cycle of
your commercial car insurance policy when you stay claim - free during the first cycle.
Depending on your business practices and needs,
commercial car insurance policies can be made for a fleet of vehicles or just a single car.
Generally,
a commercial car insurance policy offers higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
If you intend to use your car for commercial purposes, then you should buy
a commercial car insurance policy.
What you may not realize is that any vehicle being used for business purposes can technically be considered a commercial vehicle that must be insured by
a commercial car insurance policy.
However,
a commercial car insurance policy generally has a combined single limit.
Find out about the various insurance coverages you can add to
your commercial car insurance policy.
Depending on the nature of your business and how your vehicles are used, rates will vary for
commercial car insurance policies.
If your drive a car that is not typically used as a commercial vehicle, such as an average sedan, you may wonder why you need to insure it with
a commercial car insurance policy.
This means that claims under
your commercial car insurance policy will be covered under one limit.