Sentences with phrase «consumer debt levels»

On ethical financial advising, soaring consumer debt levels and understanding company pension plans.

We have more access to information than ever before, yet consumer debt levels continue to rise.

But unlike consumer debt levels, the delinquency rate is driven more by generational differences than geography.

Credit Canada CEO, Laurie Campbell discusses why Canadians should not celebrate a dip in consumer debt levels in the fourth quarter with BNN Anchor of The Close.

The oft - cited reasons include high consumer debt levels, the potential for a housing bubble, and worries that Canada's economy is on a divergent path from the US.

Higher average consumer debt levels in the West can be explained by greater optimism that encourages more spending.

While consumer debt levels are rising nationally, there are a few cities bucking the trend.

Changes to Canada's mortgage lending rules in mid-2012 coupled with concerns about consumer debt levels, housing affordability in cities like Toronto and Vancouver and continued international economic uncertainty have prompted a number of analysts to forecast large downward price adjustments.

Even though the bank card rate at 3.11 % is 61 basis points above its recent low while the other default rates are within a few basis points of the low, there is little reason to be concerned over rising consumer debt levels.

Case in point: when Carney last year began warning about the dangerous increase in Canadian consumer debt levels and a possible housing bubble, Flaherty responded with tougher mortgage rules, while Dickson's team anted up something called «Guideline B - 20,» which essentially made Canada's senior bank executives and boards directly responsible for their institutions» mortgage - writing operations.

As a Licensed Insolvency Trustee, I admittedly have a doom and gloom attitude about current consumer debt levels.

MS: Consumer debt levels keep rising and people keep warning that Canadians are going to feel the pinch.

The disparity between per - debtor and per - consumer debt levels signifies that, while many Michiganders rely on their credit cards, there are many more who manage to pay their balances in full each month or who have settled their debts.

At the very least, as student loan debt becomes a greater and greater burden on consumers in America we will see it erode the money people spent on other items and see a continued decrease in unsecured consumer debt levels.

The Federal Reserve reports that although consumer debt levels are increasing, which indicates more consumer spending, credit card debt levels are falling.

Signs are everywhere that Canada's once red - hot real estate market is about to freeze over, thanks to a combination of tighter mortgage rules and increasing consumer debt levels.

The 2013 BC Consumer Debt Study was conducted as a comparative look at consumer debt levels, causes of insolvency, and financial outlooks across three different generations of British Columbia's in - debt population.

Consumers living in recession - scarred Las Vegas came in a close second, with consumer debt levels in the Nevada tourist town falling by 4.05 percent.

You can also see this information in an interactive consumer debt map which shows total insolvencies for 2017, average consumer debt levels, and unsecured debt - to - income by region.

Sands & Associates, BC's largest firm of licensed Trustees in bankruptcy and consumer proposal administrators, today released results of a study offering insight into BC's soaring consumer debt levels.

«There are shorter product life cycles and if consumers are feeling less connected to the products they're already buying, just add easier access to credit and higher consumer debt levels and it's a toxic combination,» says Shah.

Consumer debt levels in Calgary and Edmonton fell 0.59 % and 0.11 % respectively in the latest quarter, although consumers in those cities remain the most indebted in the country.

«Given that the savings rate in America is so low and the consumer debt level is so high, more people should be resolving to save more and pay down debt,» said Huddleston.

In short, a close look at much recent economic data shows a U.S. economy that is doing quite well considering the long - term headwinds holding down growth, from demographic changes to consumer debt levels.

Consumer debt levels have fallen for 15 of the last 17 months; all consumer debt levels (excluding mortgages and other real estate loans) fell by $ 11.5 billion in February to a total of approximately $ 2.45 trillion.

The only good news that Carney points out is that there signs that consumer debt levels are leveling off somewhat, with the number of new variable mortgages declining sharply.

Consumer debt levels have risen dramatically in recent years and one of the cohorts most at - risk are pre-retirement seniors.

As a result, consumer debt levels are reaching unprecedented levels at the same time interest rates are rising.

But the International Monetary Fund recently predicted slower growth in coming years, due to higher consumer debt levels and a slowing housing market.

As we know debt levels, consumer debt levels, are high, bankruptcy risks are high so you — I want more information.

November 5th, 2012 (Vancouver, B.C.)-- Sands & Associates, B.C.'s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraser Valley.

The next BC Consumer Debt Study is intended to run in 2013 and will document the progression of consumer debt levels and causes in B.C.