Sentences with phrase «credit risk»

No portfolio manager can be entirely aware of the extent of credit risks in a broad portfolio.

From a lender's standpoint, «a low balance - to - limit ratio is a strong indicator of good credit risk,» he says.

But the regulators should use this, if we are not using rating agencies, as a proxy for credit risk in bank asset portfolios.

During an easing cycle, where the central bank decreases interest rates, making the trade off of credit risk for interest rate risk could be a good strategy.

High yields reflect the higher credit risk associated with these lower - rated securities and, in some cases, the lower market prices for these instruments.

The available evidence suggests that this does not reflect a perceived deterioration in credit risk on these bonds.

Insurance risk scores are not the same as credit risk scores, but they are similar.

The «business credit risk score» looks at the likelihood of your business becoming severely delinquent on payments.

Best example resumes for Credit Risk Analysts emphasize financial expertise, research skills, communication, attention to details, problem solving orientation, and computer proficiency.

That, in turn, means that it can attract borrowers and customers with lower credit risk.

The intent was to provide some added safeguards for higher credit risk by backing those loans with more cash reserves.

I do not think that is the case, and think that there will be additional losses from credit risk coming soon.

In this role, you will contribute to the successful delivery of credit risk management function to the Global Payments business.

Investors increasing their current yield by taking credit risk in junk bonds have recently learned a similar lesson.

Bonds rated below investment grade may have speculative characteristics and present significant risks beyond those of other securities, including greater credit risk and price volatility in the secondary market.

This was the opposite of what we did after 9/11 — buy distressed bonds while spreads were very wide, accepting more credit risks when it paid to do so.

Compared items, such as liquidity, profitability, credit history and available cash flow to determine credit risk for in house financing.

People who are frequently delinquent in making their payments are considered bad credit risks.

Effectively assessed credit risk and (current and potential) client viability, analyzing financial statements and cash flow of customers.

High yields reflect the higher credit risk associated with these lower - rated securities and, in some cases, the lower market prices for these instruments.

A credit ratings view identifies potential credit risk based on your holdings by showing the percentage of each rating for the portfolio.

A more passive investing style lowers costs and is best suited to investors worried about credit risk.

Want to learn more about how to manage credit risk?

Excellent credit risk assessment: tax returns / cash flow and balance sheet review and analysis.

Objective To be able to contribute to the eventual advancement of the company using my expertise in credit risk analysis, loan packages, loan processing, payment posting and account balancing.

Bonds face credit risk if a decline in an issuer's credit rating, or creditworthiness, causes a bond's price to decline.

I don't think we are being paid to take credit risk at present, so stay conservative in bonds for now.

All to discourage poorer credit risks from entering the housing market.

Although default risk is typically low, there are high - yield municipal bond funds that increase credit risk.

Over the last seven years, more and more managers of corporate credit risk use contingent claims models.

It is important because it is an indicator of perceived economic risk, monetary liquidity, and perceived credit risk of the global financial banking system.

Information from your credit report — payment history, credit utilization, length of credit history, new credit and credit mix — is put into an algorithm to measure credit risk.

To achieve a position with a company where I can express my skills in credit management and customer service to increase customer retention as well as reducing credit risk.

Individuals with high ratios are considered credit risks and are often rejected.

The agency wants to ensure the veteran is a «satisfactory credit risk,» and that phrase isn't defined by a particular credit score or even a range.

It can help you prove to lenders and investors that your business is a good credit risk when the time does come for a loan or line of credit.

As you can see, taking additional credit risk by lending to lower quality companies produces higher returns and higher volatility.

Understand how corporate bonds often offer higher yields, and discover how it is important to evaluate the extra risk including credit risk involved before you buy.

The portfolio credit risk model provides a quantitative tool to estimate the loss distribution and the economic capital for a rural bank.

All these debt papers have a certain amount of credit risk involved, which is generally measured by the rating of such instruments.

I think we are minimal credit risks similar to our author here.

This strategy would involve a large transfer of assets to a third party, with the possibility of material credit risk exposure.

Lenders may perceive you as a good credit risk because your home can act as security against future loans.

We think management has done a nice job reducing the company's credit risk through at least the next five years.

This would mean a move to lower - risk stock funds and even less credit risk on our bond side.

These all had weak financial models, taking on too much credit risk, with weak, backward - looking models for risk.

By high quality bonds, I mean AA - or better, so that there is not significant credit risk.

The new policy will base premiums on the individual borrower's credit risk profile.

Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.