For example, if you have a $ 200 deductible, you'd have to cover the first $ 200
of damages in an accident before the insurance company would pay the rest.
For example, if you chose a limit of $ 10,000, your Property Damage coverage would pay up to $ 10,000 for all of the property
damaged in an accident caused by you.
After
suffering damages in an accident that was caused by no fault of your own, you want an attorney who can explore every possible avenue for a fair settlement.
If your vehicle is
damaged in an accident with another vehicle or an object (like a building), this coverage will pay for the costs of repairs.
If damages in an accident exceed that amount, the responsible driver will have to pay the difference himself or run the risk of being sued.
Right off the bat, you are probably thinking that bikes weigh less than cars and are therefore less likely to do
major damage in an accident — and you are right!
The first two parts of a basic liability policy deal with bodily injury coverage; and the third is devoted to covering the cost of property
damage in accident liability situations.
Covers expenses for the other driver's vehicle and any other private and public property, such as guard rails and traffic
signs damaged in the accident.
If your paint was
not damaged in an accident but rather some other event, you may be able to have the paint repaired at the insurance company's expense.
The same goes for property damage liability, which covers the cost of repair and / or replacement of
items damaged in an accident other than a vehicle such as a house.
Similarly, your property liability coverage pays anytime someone's property, including their vehicle, building, landscaping, signage, etc., is
damaged in an accident deemed to be your fault.
If your company car
gets damaged in an accident or stolen while you're in the office, you can rely on your business insurance plan to cover the cost of repairs or replacement.
Collision kicks in whenever your car is
damaged in an accident where you run into something, or another car runs into you, regardless of fault.
Collision coverage pays for repairing or replacing
cars damaged in accidents, while comprehensive provides coverage against non accident related damage or loss.
Essentially what uninsured motorist protection does is provide coverage for you and your passengers in the event that you sustain injury or property
damage in an accident in which the other party has no insurance or is underinsured.
Property damage protection will pay for any repairs to your car if
damaged in an accident on the highway while underinsured motorist coverage will pay for any costs pertaining to the other driver if he is not adequately covered.
The No. 64 Mobil 1 / SiriusXM Corvette suffered moderate
damage in an accident near the eight - hour mark with Tommy Milner at the wheel.
Property damage liability, usually around $ 15,000 in coverage, will help with repair and / or replacement costs for things other than a
vehicle damaged in an accident such as a house or lawn.
The No. 3 Corvette suffered
minor damage in an accident near the end of Saturday morning's practice when Garcia spun at the exit of The Boot.