Sentences with phrase «default rates»

"Default rates" refer to the percentage of borrowers who fail to repay their loans according to the agreed terms. It shows the number of people who default or do not fulfill their financial obligations. Full definition
This massive increase in default rate of loans affected all the parties involved.
Another reason why payday loan companies charge hefty fees is the comparatively high default rate for payday loans.
That is cause for some concern given the high default rates on loans issued those years that are still working their way through the system.
Often colleges with low loan default rates will be able to get better loan discounts and interest rates on their loans, especially from private student loan programs.
You're also ignoring the aspect that student loans have the lowest default rate of any loan type because they can never be discharged.
This was a new product, a new risk, and so the rating agencies looked at resident mortgage default rates in the past.
May data showed a decline in the composite index, led by a 26 basis point drop in first mortgage default rates.
That might seem small at first glance, but relative to the current three - year cohort default rate of approximately 11 percent, it is a substantial change.
Their proposal was effectively to fine colleges with default rates above 15 % and force them to pay back the government 5 % of the total loan amount in default.
Long story short, there has been a startling increase in the number of scams as default rates rise.
Below you will find a table with the average default rate by school type.
As a result, the student loan default rates increased during the 2009 and 2010 fiscal years.
In addition, the average default rates by school type and by state were included.
In addition, the lower default rates among those who can meet higher down payment requirements may have little to do with the «skin in the game» argument.
Since 1985, the credit card default rate has averaged 4.7 %.
By keeping bonds in the benchmark even when a default occurs, the index has become a living timeline, allowing us to track the municipal bond default rate.
The previous post on credit card issuer default rates deliberately avoids the question of ethics in lending.
The expected cumulative default rate of the transaction has been set at 14 - 15 percent.
Learn about two high - yield bond ETFs that could be adversely affected if the trend of increasing corporate default rates continues.
Yet, default rates sit at historic lows, ending 2017 at 3.3 %.
When the recession hit shortly thereafter, these platforms experienced up to 30 percent default rates.
The contraction has had a marked effect on Brazilian banking, and in particular on loan portfolios that continue to reflect higher borrower default rates.
Are the public college default rates also split between in - state and out of state students?
I think they are doing this because default rates are high and they are doing everything they can to grab money quick.
This leads to higher recovery rates than common stock, while at the same time offering much lower default rates compared to high - yield bonds.
One more aside, the idea that the low default rates since 2003 is unusual is wrong.
All rating agencies should be required to disclose default rates on all classes of securities that they've rated.
At the same time, the global speculative - grade default rate is now 4.2 percent.
This expert credit research helps reduce default rates and improve recovery results.
The current default rate is approximately 14 %, where it has sat for a couple of years now.
However, when default rates rise as they did in 2008 - 2010, high levels of debt can quickly become a major liability.
This helps the company keep default rates low which, in turn, allows them to offer competitive interest rates.
And that time may be sooner than most think as the latest student loan default rate stands at about 10 %.
It is a good idea to check for fees and rates that apply, including default rates, foreign currency conversion, minimum payment, etc..
This is the most recent default rate data released by the government.
This, the commenter suggests, will affect default rates and debt - to - earnings measurements, even if program quality and outcomes remain constant.
That would put default rates above where they were during the worst part of the last economic recession.
Using default rates for loans on balance sheet for those that are sold to third parties?
Back in 2011, as we were just recovering from the worst of the Great Recession, many organizations were looking for the cause of the massive default rate on mortgages.
a b c d e f g h i j k l m n o p q r s t u v w x y z