Companies that think long - term with respect to risk management tend to survive crises; they have limited their risks, and left returns on the
table during the boom times.
During boom times just a few years ago, large firms dipped deeper into the law school ranks to meet their demand for associates.
I generally find it's recruiters that begin their recruiting
career during boom times that wash out when times get more challenging.
How many business leaders of publicly traded companies have the ability to leave gobs of growth on the table,
especially during boom times when competitors do not leave growth on the table?
For one,
during the boom times of the 1990s, some banks questioned the need for these powerful risk managers since solvency was not an issue.
If I could go back to the beginning (and was interested solely in maximizing my investments, which I'm not), I would invest only during recessions, when almost everything costs 50 % to 90 % less than it
does during boom times.
Those that
grow during boom times aren't forced to develop the kind of discipline and organizational routines that ensure survival during downturns.
And anyone willing to work hard physically is guaranteed a decent living, considering that hundreds of thousands of construction jobs are
unfilled during a boom time for homebuilders.
And, of course, a massive budget deficit because of a lack of alternative sources of revenue: Moody's noted that the country's gross borrowing requirements through 2019 will average 17 % of GDP, because much of the debt it
issued during the boom times is falling due in the next two years.
All this was made possible by controlling
spending during boom times, Hunt says: «You have to keep improving — otherwise you're going to get caught.
Mr Osborne blamed Mr Brown for not saving
money during the boom times, and he expressed anger at the use of taxpayer's money towards collapsing banks, but he didn't say what he would have done instead.
Historically, emissions and economic growth have moved in lockstep, with greenhouse gases dipping during recessions and
climbing during boom times.
That doesn't mean the financial problems with teacher pension plans are insignificant — and the political incentives to raise
benefits during boom times skews things here — but it is useful to view them in an historical context (I might argue some of the non-financial problems are actually more important).
First, free school meal eligibility fluctuates with economic cycles, since the number of pupils eligible increases during times of economic hardship and
shrinks during boom times.
Although it's true that some of the casual buyers who wandered into this
segment during boom times have moved on to less pricey, more modest vehicles, there are still plenty of people with means who need a large vehicle to move their families and their trailers but don't want to sacrifice comfort and all - weather capability while doing so.
There are many problems with correlation statistics in finance, but the big problem is that correlations are not stable
even during boom times, much less between booms and busts.
One change we need is addressed correctly above: government policies need to be counter
cyclical during boom times — no nation wants to be hamstrung by the pro-cyclical «Bling Standard» — government systems should be counter-cyclical.
These short lease lengths lead to greater
returns during boom times, as occupancy rates rise and rental rates increase more quickly, but a slowdown in the health care industry would hurt as tenants typically have less credit than large tenants at investment properties, leading to greater probability of default.
* Greater Pool of Qualified Labor o You cold be able to hire great people for a fraction of the cost during boom times
They will quickly find that politics favors concentrated special interests that petition the government to increase systemic
risk during boom times, leaving the economy to flounder during the bust times.
It's also a reason to be careful with your own balance
sheet during boom times, and in the beginning and middle of financial crises — don't overextend your positions, because you can't tell how long or deep the crisis might be.
However, that outperformance in down markets came at the cost of
underperformance during boom times for emerging markets, so EEMV makes the most sense as a diversification tool when emerging markets look particularly at - risk.
A persona whose extravagance dovetailed perfectly (
during the boom times anyway) with the airs of hedge - fund billionaires, real estate moguls, and museum chairmen, his elaborate excesses gave arty, operatic voice to their buttoned - up longings.
Even Calgary's taxi industry had a million fewer riders last year, and prime downtown parking, once the second most expensive in North America after New York (a sort of weird boasting
point during boom times), has become a comparative bargain.
The average income - to - real estate «price» ratio (not value / worth) does not change much over time,
except during boom times, which is now, when the «price» (not value) of real estate outstrips average income.
As much as three - quarters of the subprime
business during the boom times was for loan refinancing, for people who wanted to take the equity out of their homes with the assumption that home prices would continue to go up.
«There wouldn't be the overconsumption of housing in the high - end market» that characterizes
sales during boom times.
All seems
good during the boom times, then something, somewhere, comes out of left field, and the balloon gets pricked, never to reinflate in that manner again.
However, if the local market experienced high appreciation (a big housing development came in, a big company announced huge expansions and new high paying jobs nearby, etc), then the short time period isn't quite so unusual -
especially during boom times.
During boom times, haircuts range from 1 to 10 per cent, making it easy for bankers to borrow.
Well - constructed, courageous and savvy, 99 Homes is a warning to people who think the financial framework they set up
during boom times, will serve them equally well during the inevitable bust.
During boom times, for example, an investor's stock allocation could rise from 60 per cent to a more risky 75 per cent.
Thus thin slices of a securitization get gobbled down
during boom times.
During boom times, corporate bonds behave independently, and diversification evens out results.
During boom times the market value may be much higher that the true value and during a bust the market value may be considerably lower than the true value.
During boom times, when there is plenty of business to go around, misconduct by real estate agents tends to be less serious, a RECO spokesman says.
There were a lot of sub-par condos put up
during the boom time, and even if the unit looks wonderful from the inside, there can be danger lurking just outside — or even in between the walls.
It gets much uglier if you bought
it during the boom times, or even as a bottom fisher in the last couple years.