Sentences with phrase «during the accumulation phase»

Perhaps the biggest advantage to an annuity is that you pay no taxes on the income and investment gains of funds placed into an annuity during the accumulation phase of a deferred annuity.

Earnings on annuities during the accumulation phase are income tax deferred until distributed.

If the policyholder dies during the accumulation phase a death benefit is paid to his nominee.

The returns during the accumulation phase also enjoy a tax exemption.

Another benefit to withdrawals during the accumulation phase is that your money that stays in the contract can continue to grow while you take income.

One of the key advantages of deferred annuities is tax deferred growth during the accumulation phase.

A withdrawal or surrender of an annuity account during the accumulation phase, which is usually around 7 years, will generally result in a surrender charge penalty from the insurance company.

The payout amount is determined by the growth of the funds during the accumulation phase.

Looking forward to the day when it's all the latter, but I'm certainly enjoying the former right now during the accumulation phase.

If reading annual reports and looking at financial statements is fun for you, then this could be a very, very rewarding strategy during the accumulation phase.

Any money in an annuity grows tax - free during the accumulation phase.

A person who sets up an annuity is free to withdraw some or all the funds at any time during the accumulation phase of the plan.

You can withdraw annuity principal during the accumulation phase of the plan if you wish.

Also, partial withdrawals from pension plans will not be allowed during the accumulation phase.

If the owner dies during the accumulation phase, the entire death benefit must be distributed within five years of the date of the owner's death.

Variable annuities provide that the premium is deposited into a separate account from the company's general portfolio account during the accumulation phase.

The payout amount is determined by the growth of the funds during the accumulation phase.

Earnings on annuities during the accumulation phase are income tax deferred until distributed.

Anything over the max, I would buy VTSAX during the accumulation phase.

The second exempt implies that the interest earned during the accumulation phase is also exempted.

Rest - pause training is best used during accumulation phases when the goal is muscle hypertrophy and endurance gains.

You can choose to access some of the money during the accumulation phase, or once the surrender charge period has ended you have complete access to all the money to do with as you please.

Fixed Annuities: A fixed annuity offers a specified interest rate during the accumulation phase, or the period during which your value is growing in the annuity.

Berkshire is still accumulating a position in both Norfolk Southern and Union Pacific, and regulators have potentially allowed the conglomerate to omit the disclosure during this accumulation phase.

The timing of high versus low return adds risk to your IRR during the accumulation phase.

The opposite is true during the accumulation phase.

Since the earnings and growth inside the TFSA are neither taxed during the accumulation phase, nor taxed upon ultimate withdrawal, the net after - tax value after 20 years, assuming a modest three per cent compounded annual growth rate, would be $ 5,418.

I'm guessing you modified your investment allocation during the accumulation phase, rather than selling equities (and paying tax on the gains), but was wondering if you could talk more about this.

I'm guessing it was more in equities vs. bonds during the accumulation phase, which leads to this question: to get to the lower equity ratio, did you reallocate right before retiring, or shift your investing the last few years before retirement to slowly get to the lower equity ratio?

It was easier to rebalance during the accumulation phase.

«An investment could be suitable during the accumulation phase, but may not be a good fit during the withdrawal phase,» says Kvick.

• B44 & B45: Input fees and all like you did during the accumulation phase, but be aware that you probably would have wised up by then and rolled it over to a Rollover IRA and are managing it yourself using a discount broker.

A flexible premium deferred annuity (FPDA) allows additional payments or premiums following the initial premium during the accumulation phase.

«I typically tell people during the accumulation phase of their financial life that now is the time you can start cutting back on life insurance.

If death occurred during the accumulation phase, prior to annuitization, all of the annuity's value is added to the estate.

Even during the accumulation phase incase of an unforseen circumstance, the policy will ensure that your retirement goals are met

The numbers in italics below show what you would have had if the total return during the accumulation phase was inputted as 5 % on the Investment Comparison demo (instead of 1.1 %, like it was).

Anything over the max, I would buy VTSAX during the accumulation phase.

In the case of unit - linked pension or annuity products, the new rules bar any partial withdrawal during the accumulation phase and the insurer is required to convert the accumulated fund value into an annuity at the vesting date.

A single premium deferred annuity (SPDA) allows a single deposit or premium at the issue of the annuity with only investment growth during the accumulation phase.

I try to keep my commission costs to 0.5 % per transaction, which is reasonable during the accumulation phase (assuming fees will be minimal or nonexistent once one is living off of their dividend income).

This guarantees that, should the investor die during the accumulation phase of the variable annuity, the account owner's beneficiary will receive at least the amount of the investor's contributions minus withdrawals or the current market value of the account.

The net cash surrender value refers to the cash value of the deferred annuity during the accumulation phase, less any applicable surrender charges.

During the accumulation phase of a fixed annuity contract, interest credited to your nonqualified contract is tax deferred.

During the accumulation phase, there is a surrender charge period which is usually around 7 years (but can last as long as 15 years), and during this time there are penalties for early withdrawal which are in addition to any tax ramifications for early withdrawals.

During the accumulation phase of a fixed index annuity contract, interest credited to your nonqualified contract is tax deferred.

During the accumulation phase, the account will be set up to grow cash value based upon the formula selected by the annuity owner.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.