"Excellent credit" means having a high level of trustworthiness and reliability when it comes to borrowing money. It shows that a person has a history of consistently repaying their debts on time and managing their finances responsibly.
Full definition
Banks offer loans at the best interests and terms but this is only for borrowers with
excellent credit scores of 600 points or higher.
The personal loan interest rate
for excellent credit scores varies primarily by the length of the term.
This card requires
excellent credit in order to qualify, which is another important factor to consider.
Low rates are restricted to the most qualified customers with
excellent credit profiles, and not all loan applicants be approved to receive credit from automakers.
The best interest rates and other perks are reserved for individuals with
excellent credit as they pose the lowest risk of default.
Bottom Line: If your credit score is between 700 and 850 you are considered to fall into the good to
excellent credit range.
But your real goal is to have a good or
even excellent credit score proving your creditworthiness to any lender.
However, those incentives are usually reserved for customers with
excellent credit so polish that credit score before you go shopping.
Most rewards credit cards require that you have
excellent credit which means a credit score at least over 720.
Cards that require good or
excellent credit often offer benefits such as rental car insurance, free luggage and even annual airline credits.
To enjoy better financing opportunities and have a wide range of deals to choose from, you need to act fast in improving your credit score and
establishing excellent credit history.
Meanwhile, consumers with
excellent credit opened 31 million new credit cards — up from 19 million new cards in the spring of 2011.
Long - standing credit: Consumers with
excellent credit tend to have a well - established credit history, and they rarely open new accounts.
A credit card company flooded with applications might be less likely to approve requests, particularly by people
without excellent credit.
There are so
many excellent credit cards with no annual fee that even a moderately - priced annual - fee card can raise brows.
Well, borrowers with
excellent credit earn the right to borrow without putting the vehicle up as collateral.
Some people would probably be amazed that the two of you could apply and be approved for so many cards in the past six years while
keeping excellent credit ratings.
Browse the
best excellent credit offers from our partners with lower rates, better introductory offers, and exclusive perks.
We researched over 1,500 credit cards
where excellent credit is needed to get approved and used the criteria below to choose the best cards.
Already, most credit cards available to consumers with
excellent credit now feature some kind of rewards program.
People who belong to the 800 Club have
demonstrated excellent credit habits — and that's a little like having a permanent hall pass in high school.
Phrases with «excellent credit»