Sentences with phrase «excess funds»

Growth and interest, as well as excess funding from the year, are returned back to policyholders by way of dividends, which are accounted to cash value policies.
If you don't like keeping excess funds in your checking account, it does not make sense to pay a premium to bank with an institution that charges you for moving money around.
Until you've «made it» buying a house typically isn't a good use of excess funds.
The social security survivor benefits would be more than enough to cover the ongoing costs to raise our kids with excess funds that could be used to fully fund any remaining 529 account needs.
The study concluded that if the early retirees had waited until the normal retirement age and had not withdrawn excess funds, the average pension would have doubled.
With your debt cleared, and excess funds available each month over and above your expenditure, you need to consider the best way of handling this additional money.
Take excess funds from the high yielding investment to make up any shortfall in the middle years.
This interest bearing account offers a higher yield which makes it a great place to keep excess funds that you need to access quickly.
«Had district officials used more realistic budget estimates, they could have avoided the accumulation of excess fund balance,» the report states.
If you have questions about removing excess funds, it may make sense to work with a tax advisor.
If excess funds are available in sub accounts, an automatic transfer will be initiated to transfer funds back to the master account.
Each trainer has been intimately involved in bringing collaborative trainings to our communities, and so we understand that practice groups tend not to have excess funds lying around to conduct a training.
You should consider automatically transferring excess funds directly to your savings account.
However, if you work for multiple employers, you may have excess funds withheld because neither employer knows how much the other is withholding.
This characteristic makes opening a savings account a great option for maximizing excess funds.
Meanwhile, students gain access to the cash money because lenders are in the habit of sending excess funds once courses are paid for back to the borrower.
If there were not excess funds in the account to automatically bring the initial margin amount back up to $ 1,000, a margin call would be generated.
Each trainer has been intimately involved in bringing collaborative trainings to our communities, and so we understand that practice groups tend not to have excess funds lying around to conduct a training.
If paying 4 or 5 % bugs you and you can't put excess funds to work to make at least that much, then by all means use the cash to pay down principal.
Our fully collateralized money market accounts offer municipalities a higher interest rates, allowing you to maximize earnings on excess funds.
Sullivan uses only two computer - based services — automatic payroll and a «sweep» account that invests excess funds in an interest - bearing account at the end of each business day — and those services are better described as mid-tech than high - tech.
On a personal note, I think that using excess funds to apply to other projects would be a gross breach of trust with backers unless that plan was clearly stated at the project's beginning.
Retiring Democrats have also given excess funds in the first quarter of 21014 to the Democratic Congressional Campaign Committee, including Rep. Carolyn McCarthy, D - N.Y., $ 100,000; Rep. Bill Owens, D - N.Y., $ 100,000; Rep. Ed Pastor, D - Ariz., $ 20,000.
Retiring members of Congress are those most likely to have excess funds left over from campaigns, and in some cases, return the contributions to PACs.
The extent of additional reporting should be set out in the institution's treasury management policy but could include details of where excess funds are invested and / or overdraft or loan facilities obtained from.
It currently contributes excess funds to the Tibetan Terrier Health and Welfare Foundation.
Maximize your company's interest income with Trustmark's Investment Sweep product to automatically move excess funds from your company's checking account (s) to your choice of available investment options.
In Tennessee, parents can contribute to a federal Coverdell Education Savings Account, allowing excess funds to carry over into future years.
Consumers may be further deterred from storing excess funds in such accounts due to notoriously low yields.
«If they've got a PC, they should be able to process their payroll, reconcile their account, and switch excess funds between investments without ever leaving their offices or even calling a banker.»
In time, Buffett realized he was never going to make a profit again in the textile industry, so whatever excess funds Berkshire did produce, he started buying other companies.
The extent to which you balance asset classes at and beyond retirement, assuming reasonable health at that point, is more a function of excess funds over the income floor than it is purely about age.
«The reserves are set aside to pay claims and these are not just excess funds being banked.
If excess funds accumulate in the checking subaccount, we may automatically transfer the funds to the money market or savings subaccount.
Conversely, there can be a very small low rate for the day when enough institutions have significant excess funds to lend at Fed funds, and few takers at some point during the day.
Those funds can be deposited by the depositary institution at the Fed, or, they can borrow the funds from another institution that has excess funds deposited at the Fed.
Longer term, the funds tend to overshoot or undershoot their stated goals so investors need to consider taking excess funds off the table, or adding in funds as needed to maintain their overall target allocations.»
The LOC Sweep automatically sweeps excess funds from a checking account to pay down a LOC, minimizing borrowing and interest expenses.
Eliminate excess funds and maintain control over your business's payments with a Zero Balance Account from BancorpSouth.
If you are part of the privileged few individuals with excess funds during recessionary economy, this is actually a good time to buy your home.
Ideally, a commodity fund ends up looking like a bond ladder, and as excess funds mature, they don't get invested in the new front month contract, instead, they get invested in the longer dated contracts, near the end of the ladder, as a stable value fund would do.
In addition, a borrower can, under certain circumstances, use the opportunity to lower their interest rate, change the loan term and / or transition from an adjustable rate to a fixed rate, in addition to receiving excess funds.
Moreover, Delta transportation vouchers are non-transferrable: the recipient has to be one of the passengers on the reservation — although excess funds can be used to pay for additional passengers on the same reservation.
As $ 293,209 in excess funds generated in a 2002 foreclosure on real property initially were interpleaded to the Fairfax Circuit Court in 2004, when the property owners could not agree on how the money was to be paid out, the...
In the scenario that started this post the base policy has a $ 3700 a year premium and a $ 4700 excess funding component.
Operated cash register and conducted transactions of various types excess funds to the vault.
Our smiles will broaden when we have redeployed Berkshire's excess funds into more productive assets.»

Phrases with «excess funds»

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