Sentences with phrase «fee difference»

If that's the case, the annual fee difference between the two cards becomes negligible for the first two years.

If that's the case, the annual fee difference between the two cards becomes negligible for the first two years.

Example: If you have one authorized user, your effective fee difference is $ 130.

These extra bonuses are what causes the major annual fee differences among the cards.

Small annual fee differences can have an enormous impact on the returns investors actually get to keep over time.

Above the first table, we walked through the math required to figure out which card is better for you based on the $ 55 effective fee difference.

Credit Cards Savings: Based on avoidance of unnecessary card fees and correctly chosen insurance protection via a credit card, including $ 280 in rental car insurance (renting a car for 2 weeks per year), $ 70 in card fee (fee difference for cards with similar insurance protection), $ 70 in travel medical insurance for one person for three weeks, and $ 80 for extended warranty for one electronic device purchased during a year.

That's an $ 875 difference compared with an annual fee difference of $ 450 in the first year (which can easily be reduced to $ 150 by using the travel credit on the Sapphire Reserve card).

Percentages can be misleading, so do the math to measure fee differences in dollar terms.

On a $ 200,000 portfolio that fee difference becomes $ 1,840 a year, which is probably too much to pay for convenience; investors with portfolios that large will be rewarded for learning to use ETFs.

This offer is a no brainer if you can get a targeted / CardMatch tool offer of 45,000 miles or more, but otherwise the benefits of the Platinum card may justify the $ 100 fee difference annually.

Small fee differences are immaterial.

If you view this benefit in isolation, you would need to spend over $ 3,333 each year on purchases outside of the United States in order to come out ahead of the annual fee difference between the cards.

That's an $ 875 difference compared with an annual fee difference of $ 450 in the first year (which can easily be reduced to $ 150 by using the travel credit on the Sapphire Reserve card).

Example: If you have one authorized user, your effective fee difference is $ 130.

If you're only looking to compare the Premier Rewards Gold to the Chase Sapphire Preferred, you need to look beyond the annual fee difference.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

The math generally works as follows: divide the annual fee (or annual fee difference) by the difference in rewards rate.

The math generally works as follows: divide the annual fee (or annual fee difference) by the difference in rewards rate.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

I don't like to update ETF strategy every time a new ETF comes out as well but when Vanguard introduced VEA, I did switch from EFA because the fee difference was compelling.

@Michael James: Yes, the fee difference ranges from 6 basis points to 16 basis points.

At that point, the Capital One ® Spark ® Cash for Business overcomes the annual fee difference, even when the bonus points are considered.

This is most obvious in the fee differences between funds offered by the U.S. and Canadian arms of Vanguard and iShares.

Due to the annual fee difference, choosing between the cards comes down to how much you spend at restaurants versus grocery stores.

A good rule of thumb is to require a difference in fees that is twice the fee difference for a lump sum investment with a 17 - year horizon.

The last example clearly shows the large impact that just a 1 % fee difference can have on an account.

Sure, now that ETFs and trackers are competing over literally 0.01 % of fee differences, I wouldn't get overly worried about the difference between paying 0.05 % and 0.04 %.

If you're only looking to compare the Premier Rewards Gold to the Chase Sapphire Preferred, you need to look beyond the annual fee difference.

The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.

Since the Reserve makes your Ultimate Rewards an extra 0.25 % more valuable, we can simply take $ 55 divided by 0.25 % and come up 22,000 UR as the break - even amount of points that need to be redeemed through the portal to make up the annual fee difference.

The annual fees difference is almost a wash considering other factors.

Above the first table, we walked through the math required to figure out which card is better for you based on the $ 55 effective fee difference.

However, if you have already a wallet with address, and the amount is not that large (so fees difference might be not substantial) you can use any of bitcoins ATMs or other locaitons listed on the site to buy bitcoins for cash.

That's why there might occur a fee difference based on which payment method you're going with.

To differentiate yourself, you must cite specific benefits that are worth more than the fee difference.

You must cite specific benefits that are worth more than the fee difference.

Non-members substituting for a member will pay the fee difference.