Sentences with phrase «gross debt»

* The maximum gross debt service ratio will be limited to 39 per cent and the maximum total debt service ratios will remain at 44 per cent.

And the situation in several European countries today provides an example of how high levels of gross debt can themselves leave a country vulnerable to unstable market dynamics.

Look at gross debt net of central bank holdings.

Would there be a sizable difference, if the ABS reported debt figures are gross debt figures, if mortgage offset cash holdings were taken into account?

But experts recommend keeping this «gross debt service ratio» under 30 % — and you may want to keep it to 25 % or lower to account for unforeseen expenses.

Short for Gross Debt Service Ratio, this calculation adds up all your expenses (mortgage payments, utilities and taxes) and divides that number by your entire household salary.

The survey, commissioned by Mortgage Intelligence, was designed to determine how closely Canadians» perceptions of housing affordability are aligned with Gross Debt Service (GDS) ratio guidelines.

But there's more, Jim Flaherty said at a press conference in Ottawa Thursday: His government will set a $ 1 - million cap on the value of homes eligible for government - backed insurance and will restrict all would - be borrowers from mortgage insurance if their maximum gross debt service ratio exceeds 39 per cent and their maximum total debt service ratio rests above 44 per cent.

A brief look at the Spurs financials Tottenham have the third highest gross debt in the Premier League with # 185m, which will increase...

which i do nt understand, we will have more cash than gross debt soon, unless that is the big plan to pay down all the debt / bonds in one go and start again from scratch, maybe they are planning a major extension of the emirates to make more seats that would cost a lot of cash in short term.

Deed Deposit Down Payment Equity Estoppel Agreement Fire / Property Insurance Fixed Rate Mortgage Gross Debt Service Ratio High Ratio Mortgage Interest Rate Loan to Value Maturity Date

«Everyone tends to focus on the gross amount of debt... Although China's gross debt numbers are high, the U.S. numbers are higher still, so it's not really a fair comparison,» said Andy Seaman, chief investment officer at Stratton Street.

In June 2015, gross debt stood at $ 400m (net debt was $ 320m), while the business had less than $ 700m in net tangible assets.

Mortgages also take into account something called Gross Debt Servicing Ratio, also known as GDSR.

Couple this with M&A and share repurchase, and no wonder gross debt's doubled to $ 3.3 bio.

In terms of net assets, though, we have gross cash of 353 M vs. gross debt (& net derivatives) of just over 2.2 B. Commercial reserves now stand at 382 M boe — let's presume a 50:50 Proved & Probable split, and my usual $ 10 & $ 5 per boe (respective) in - the - ground valuations.

However, I'm now firmly convinced that P / S valuation (& the company) can support the current gross debt load.

Unfortunately, gross debt now exceeds $ 3.1 billion (inc. $ 0.8 billion of hybrid debt)-- we should haircut our valuation accordingly, to reflect the dilution & financial risk this leverage poses (as would a potential acquirer).

[And it's worth remembering gross debt's only EUR 163 m — with 2012 operating CF & operating FCF at EUR 68 m & EUR 56 m respectively, any necessary debt pay - down should prove a doddle.

Agency debt is debt issued by federal agencies and government - sponsored enterprises, and is not included in the total gross debt of the federal government.

You have stuck to recommended Gross Debt Service Ratios when approving your mortgages.

Gross Income: Part of the formula calculation used to determine Gross Debt Service, not your anticipated financial shortfall in the first year of your real estate business.

At those prices, homebuyers would need an income of at least $ 100,000 in order to satisfy the lending standards for gross debt service ratios as well as tougher mortgage qualification rules introduced by federal regulators in January, Hildebrand found.

Maximum gross debt service (GDS) of 39 % of home buyers income and a total debt service (TDS) of 44 % calculated by using the Bank of Canada conventional 5 — year fixed posted rate.

Deed Deposit Down Payment Equity Estoppel Agreement Fire / Property Insurance Fixed Rate Mortgage Gross Debt Service Ratio High Ratio Mortgage Interest Rate Loan to Value Maturity Date

In this instance, with Net Debt of EUR 65.6 mio representing only 42 % of Gross Debt of EUR 155.2 mio, underlying Interest Coverage is even stronger — I'll speak more about the B / S Cash a little later.

From August 1, 2014 that service ratio for conventional mortgage (insured) or low ratio mortgage will be 39 % for Gross Debt Service (GDS) and 44 % for Total Debt Service (TDS).

Japan's gross debt is equivalent to 234 % of its GDP.

In dollar terms under their plan, debt held by the public would total $ 31 trillion and gross debt would total $ 36 trillion.

As the gross debt - to - GDP ratio steadily rises, should the U.S. worry about its ability to repay debt, cut spending, and raise interest rates?

Depending on the purpose at hand, there can be a case for looking at either net debt or gross debt.

If the purpose is to ask how vulnerable a country is to a currency crisis, gross debt (as has been used in the recent Asian episodes) is the better measure.

but it wont be to long before we are over the # 200 million mark in cash reserves net wise (not gross) with the new t.v deal coming in and our gross debt is around the # 220 million mark so not far off at all in fact, so maybe two more years then we will defo have more cash than debt for certain.

i am betting revenue will be # 340million and cash reserves will be # 235 - 240millions, gross debt will be down to # 195million.

Our gross debt is already forecast to peak above 90 % of GDP, a level above which the evidence suggests higher debt tends to reduce growth.

Gross debt for Brazil is now around 64 % of its gross domestic product.

They'll be calculating both your GDSR (gross debt service ratio) and your TDSR (total debt service ratio).

«If we max out our gross debt service ratio by getting, like, the most house we can afford and really stretching out the mortgage payment, we'd be in a pretty precarious position,» says Odjick, 27.

* The cost to pay the mortgage, your heat and hydro, the condo fees (if applicable) and property taxes can not exceed more than 32 % of your gross taxable income — this is your Gross Debt Service ratio, or the GDS.

Gross Debt Service Ratio (GDS): The percentage of the borrower's gross monthly income that is used for monthly housing payments (principal, interest, taxes, heating costs, and half of any condominium maintenance fees).

These costs are used to calculate the Gross Debt Service ratio (GDS).

Your Gross Debt Service Ratio must be less than 39 % and your Total Debt Service Ratio can not be higher than 44 % based on the higher of the Bank of Canada qualifying rate or the customer «s mortgage rate.

Banks use this calculation, along with your gross debt service ratio, when assessing your mortgage application.