Sentences with phrase «history of paying one's bills on time»

Consumers with a long history of paying their bills on time typically have high credit scores.

If your credit score is low, start a new history of paying all you bills on time.

To minimize this factor, establish a recent history of paying all bills on time.

Consumers can possess high scores by maintaining a long history of paying their bills on time and keeping their debt low.

Most lenders will waive the mortgage insurance requirement if your LTV is less than 80 percent and you have a good history of paying your bills on time.

For that reason, while you may be open to helping a credit card first - timer, you should be wary of helping out someone who has a bad history of paying bills on time or who lacks sufficient income to be able to pay up each month.

The thing that makes your credit score go up is a long history of paying your bills on time.

If you have at least a middling credit score plus a history of paying your bills on time, you should apply for a VA loan.

To be the ideal customer from the credit card company point of view, you should have a running balance that stays reasonably below your credit limit, combined with a history of paying your bills on time.

They serve as a designation of your risk level, and tell lenders whether you have a history of paying your bills on time and managing your credit well.

Mortgage lenders want to see a strong credit report that includes a history of paying bills on time, a low debt - to - income ratio, and no judgments or liens.

A history of paying bills on time, keeping credit cards under the assigned limit and maintaining unused available credit all contribute to a higher FICO score.

Such a score shows that you have a history of paying your bills on time.

For instance, a habitual late payer is likely to pose a different risk than someone who lost his or her job but otherwise has a history of paying their bills on time.

This score shows lenders whether you have a history of paying your bills on time.

Establish a long history of paying your bills on time and using credit responsibly.

Your history of paying bills on time and your monthly debts determine your credit score, which can range from 300 (lowest) to 850 (highest).

If you have a long history of paying your bills on time, only applying for the credit you need, and you haven't neared your credit limit, you probably have a great credit score.

If you have a history of paying all your bills on time and you're not carrying a huge amount of debt, you'll likely be a good candidate for a loan.

If you have at least a middling credit score plus a history of paying your bills on time, you should apply for a VA loan.

The formula used to derive your FICO score is calculated by the subsequent 5 categories: - 35 %: History of paying bills on time?

A credit report is basically composed of your history of paying bills on time, and of how well you are able to handle your finances.

Specifically, the company is interested in whether you have a history of paying your bills on time, how big of a savings cushion you've got in the bank, and what you can reasonably afford to pay based on your income.

Lenders want to know that you have a history of paying bills on time.

Generally, a long history of paying bills on time and a low amount of outstanding debt help boost scores.

If you have a long history of paying your bills on time, only applying for the credit you need, and you haven't neared your credit limit, you probably have a great credit score.

A higher score means your business has a history of paying bills on time.

In the case of a little old lady with simple assets and a history of paying her bills on time, it may not be necessary to publish such an advertisement.

Taking this logic one more step, consumers with low credit scores that are interested in understanding automobile insurance generally have low credit scores because they either have no history of paying bills on time or they have a history of paying whenever (or even if) they feel like it.

Like your credit score, it's based on your history of paying bills on time and keeping accounts in good standing, as well as any debt you might have.

Having a history of paying bills on time shows the insurer that you are financially responsible and can pay your insurance premiums.

If you have a good credit score, a history of paying bills on time and no bad debt, chances are you'll pay less for your auto insurance.

If you have a history of paying your bills on time and paying off debts, insurers will likely offer you an insurance policy at a lower rate.

In addition to finding out their credit score, doing a credit check will tell you their credit to debt ratio, as well as if they have a history of paying bills on time or have defaulted on anything.

If you have at least a middling credit score plus a history of paying your bills on time, you should apply for a VA loan.

This will tell you how much outstanding debt they have, as well as whether they have a history of paying their bills on time.