Sentences with phrase «less than stellar credit»

Comments Good news is that borrowers with less than stellar credit score (under 700) could find help, but plenty of complaints that loan interest rates are too high.

For example, college students can obtain credit cards with less than stellar credit histories.

Those with less than stellar credit often have to wait for decisions when applying for credit cards.

This card is designed for people with less than stellar credit.

Nowadays many Americans have less than stellar credit ratings.

A word of caution, if you have less than stellar credit then get a non-conforming loan, as these are particularly the major targets of shady loan officers.

For less than stellar credit scores, your options will not include traditional financial institutions, or a Small Business Administration loan, which requires a personal credit score of at least 680.

Economic and personal financial challenges have placed many homeowner squarely between a rock and a hard place; mortgage refinancing is denied due to lack of home equity and or other issues including less than stellar credit or a past employment problem.

Those with less than stellar credit tend to start off with lower credit limits, but Belk is known for entertaining reasonable credit limit increase requests and even offers automatic increases to some customers.

FHA offers more lenient approval guidelines that accommodates the needs of borrowers with less than stellar credit scores and who have steady income, but can't afford large down payments.

Federal Housing Administration (FHA) loan: FHA loans are an option for homebuyers with less than stellar credit history.

If you have less than a stellar credit then it will be easier for you to get the non-conforming mortgage loans.

With all of the fall out from the subprime mortgage industry and all of the new rules and regulations enacted thereafter, it might be still possible for those people with less than stellar credit to obtain mortgage financing.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

This could have a big impact on the automotive sector, as many of the people who bough cars over the last few years have has less than stellar credit.

This is especially true if you have a less than stellar credit score.

You'll need to use extra care when transferring larger balances, especially if you have less than stellar credit.

Guys worked hard to get me in my car at a decent rare despite my less than stellar credit.

Even with my less than stellar credit, Mr. Levy was determined that an automobile was within my reach.

We realize that not everyone has perfect credit, but we don't believe that having a less than stellar credit score should disqualify you from obtaining the vehicle you're wanting to purchase.

They've never had an issue getting is approved even with less than stellar credit.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

Typically, these bonds are issued by companies with less than stellar credit and are often tied to specific pieces of capital equipment or assets.

However, he needs about $ 10,000 for start - up funds and his bank will not float a loan because of his less than stellar credit rating.

If you have a less than stellar credit rating, you may have to shop a little more diligently to find a lender willing to lend to you at a decent rate.

The main benefit of the Citi ® Secured Mastercard ® is the fact that it is a credit card you can get, even if you have had a less than stellar credit record.

Students who do not have an established credit history or those with a less than stellar credit history may want to add a cosigner, who can help them either qualify for the loan or potentially earn a lower interest rate.

There are also other lenders that specifically work with borrowers who have less than stellar credit and who need personal loans.

The Financial Industry Regulatory Agency (FINRA) reported that P2P lenders tend to be more forgiving than banks when it comes to short credit histories, but if you're trying to get a P2P loan with less than stellar credit, don't expect the lowest rates.

Bank of America has, along with several other lenders, been one of the primary sources of personal loans for people with less than stellar credit.

If you have less than stellar credit, you'll have to work a «B lender» or private lender and, in turn, be subject to higher interest rates.

In some cases, prospective cardmembers need to provide information about their financial lives, including income level and source of earnings, and an explanation of any less than stellar credit history marks.

If you are approved for a credit card with a less than stellar credit score then you can expect to pay more interest.

However, even if you are approved for a mortgage with less than stellar credit it will cost you a lot of extra money.

It'll be easier to find a place to rent because landlords will be suspicious of those with less than stellar credit.

If you have too much debt to qualify for a conventional mortgage, less than stellar credit scores or not much cash for a down payment, consider buying a home with an FHA loan.

I have less than stellar credit, including a student loan default (currently in repayment plan).

These credit cards are created for individuals with less than stellar credit and are easier to be approved for.

Insurance companies also often charge more for individuals with less than stellar credit.

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.

«If you have less than stellar credit, you may be, in the eyes of the bank, a risky proposition.»

Subprime lenders tend to focus on homeowners with less than stellar credit, otherwise known as bad credit.

Banks don't often approve someone without equity and a less than stellar credit score but we help those that banks don't consider.

Applying for different types of loans to try to improve your score will have little impact and gets you further into debt — not what you want when you have less than stellar credit.

BarclayCard Rewards is another great option for people with less than stellar credit.