Sentences with phrase «of easy credit»

In some cases, the consumer will take advantage of an offer of easy credit card approval without any extra encouragement, decide to apply and visits the Web site directly.
It's hard to get a mortgage loan today, when compared to the days of easy credit during the housing boom.
New home buyers choose government finance programs because of the easy credit standards and the minimal down - payment requirements.
In a world of easy credit, millions of people seem to have more stuff than their incomes or occupations could reasonably justify.
After all, the effect of easy credit is to enable borrowers to bid up housing prices.
Credit report disputes are one of the easiest credit repair strategies.
The recession that began in 2007 had a particularly severe impact, since people had taken advantage of easy credit prior to the downturn.
There is light at the end of most tunnels for those that have learnt the lesson the dangers of those easy credit days.
And our culture of easy credit makes it painfully simple for someone to slip into debt.
Some wondered whether the boom was more a result of easy credit than actual demand.
Cash back is one of the easiest credit card reward systems to manage.
These were the days of easy credit that produced a wide variety of «exotic» mortgage products.
So much has changed over the past few years in the credit card industry, what with new regulations, the disappearance of easy credit, the reduction of credit card offers and advertisements through the mail, and not to mention, the expiration of lifetime balance transfer programs (and awesome card terms).
The availability of easy credit and credit cards for everyone had reduced the demand for layaway services and most retailers had closed their layaway departments, but with the economic situation facing the country today, many consumers are putting away their credit cards and opting for a low cost layaway program instead.
If the credit card company initiates the contact with an offer of easy credit card approval, it would likely come as an E-mail message or as some kind of online ad.
The confluence of easy credit, low interest rates and smart, new models are driving auto sales sharply higher this year but analysts who follow the industry don't see that changing any time soon.
Leon's started to prominently promote its no - interest financing plan starting in 1986, though the promise of easy credit has been a part of the company's DNA from the very beginning.
Years of abnormally low borrowing costs and the plentiful supply of easy credit, which combined to fuel a prolonged stock rally and push property prices to dizzying heights, have lulled many Hong Kong people into believing that interest rates can not go up and asset prices can not come down.
The market ructions in early February were a genuine «shot - across - the - bows» — a warning to investors about the longevity of easy credit, soaring asset prices and ultra-low volatility.
WASHINGTON (AP)-- Narayana Kocherlakota, the president of the Federal Reserve Bank of Minneapolis, said Friday he will step down when his current term ends in early 2016, marking the departure of one of the Fed's leading proponents of easier credit conditions to battle unemployment.
The implicit suggestion is that it was purely morally deficient bankers who created our mess, extending hands full of easy credit (and not the fault of consumers and companies who gladly accepted it, under increasing legislative protection for the bankrupt).
In the days leading up to the Great Recession, a lot of consumers were getting burned by the trap of easy credit and conspicuous consumption.
During the housing boom, we saw a complete deterioration of lending standards in the U.S. Those were the days of easy credit when nearly anyone could get a home loan.
The road to riches, he explains, is usually mundane: live within your means, avoid the pitfalls of easy credit and overconsumption, invest your surplus and the rest will look after itself.
Within the U.S., the presence of easy credit has fostered a demand for everything now.
The temptation of easy credit and cheap money (in the form of low interest rates) has been hard to resist for many consumers.
After almost a decade of easy credit card and loan approval, the economic crises hit hard leaving...
This is the unfortunate truth for many in America today, as the allure of easy credit and excessive consumption keeps many in debt.
As the world then adjusts to higher benchmark interest rates and the end of easy credit, there will likely be a moderate slowdown in global deal - making activity in 2018 through to 2020.
«If I was an apartment landlord, the only thing that would really freak me out from the buying side is the return of easy credit,» he said.
In the mid-1990s, manufactured housing production boomed as a result of the type of easy credit that would spread through the entire housing market a few years later.
It's a scheme called credit card arbitrage, which was a fad during the years of easy credit.
He still thought it a point of honor to fight for everything in the book, but now it was a world of easy credit, cigarette - smoking women and Saturdays off, and nobody else wanted to put their dukes up.
So much has changed over the past few years in the credit card industry, what with new regulations, the disappearance of easy credit, the reduction of credit card offers and advertisements through the mail, and not to mention, the expiration of lifetime balance transfer programs (and awesome card terms).
Nonetheless, this book provides a great perspective on the effects of easy credit, speculative bubbles, subsequent crashes, and recoveries that have existed in the past and will continue into the future.
They just didn't realize it — instead they fell hook, line & sinker for the politicians» lies, the illusion cast by inflation and the availability of easy credit.
The Blue from American Express ® is one of the easiest credit cards to get from the issuer.
In those halcyon days of easy credit, consumer credit scores were often an afterthought.
Because of easy credit and a bad economy many Americans have poor credit.
It's a scheme called credit card arbitrage, which was a fad during the years of easy credit.
this became such easy money that people flocked to their banks, credit unions, mortgage companies, etc. to avail themselves of this easy credit.
Retail cards are attractive to consumers who need to build or rebuild credit because they are some of the easiest credit cards to get.
Misleading advertisements in print, on TV and over the internet that attempt to sign up people for new credit - card accounts with offers or «guarantees» of easy credit, lowered rates, no fees, and / or a high credit limit for individuals who, for one reason or another, can not qualify for accounts with established credit - card companies.
And yet most Canadians are drowing in debt because of easy credit.
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