Sentences with phrase «other insureds»

Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.
Instead, in the instance of fire, storm damage, or other insured loss, a landlord's policy only protects the building itself.
For other insured persons, the highest age of entry is 60 years.
Other insured drivers: with your kids out of the house, you'll no longer need to cover them on your insurance policy.
If you choose an adequate limit, replacement cost coverage should provide the funds you need to rebuild your church if it is completely destroyed by a fire or other insured peril.
You will be refunded the travel cancellation costs under your cancellation costs insurance policy if you have to cancel your journey for health - related or other insured reasons for cancelling the journey.
If a storm causes a tree to fall and damage your home or other insured structure, the damage is typically covered.
An insurance underwriting classification that calls for the insured person to pay lower premiums than other insured persons, since they have a lower risk of incurring a loss.
This policy will cover the cost of replacing your home or other insured buildings.
This protects the driver and other insured policyholders from liability in the event of a crash.
We frequently handle professional liability claims alleging negligence by a doctor, lawyers, travel agent, stock broker, real estate agency or other insured professional.
Other insured rider - An optional policy rider that provides convertible term insurance for a spouse or immediate family member of the primary insured.
If death from suicide occurs after this period, then the life insurance policy will pay out as it would for death from illness or other insured causes.
Generally, homeowners insurance policies include temporary living expenses if you can't live in your home due to damage caused by a severe storm, fire or other insured disaster.
Trip when cancelled due to other insured reasons, then police report confirming the incident needs to be submitted.
A fee included in some annuity contracts that compensates the insurer for the risks it assumes in issuing the contract, such as the cost of death benefits, expenses of other insured income guarantees, and administrative costs.
The fact that there were other insureds under the policies and the fact that the potential existed for claims for indemnity to be made at some later point, did not provide a justifiable basis for the Primary Insurers to refuse to participate in the negotiations or to refuse to respond to the proposed settlement in a fair and prompt manner.
«The risk to customer satisfaction in the wake of catastrophic events transcends those directly affected and expands to other insureds whose satisfaction with service is also affected by the image of their carrier,» said Robert Lajdziak, Business Consultant for the North American Insurance Practice at J.D. Power.
If there were coverage for losses caused intentionally by an insured, even if that coverage were only available to other insureds on the policy, that would create a moral hazard by encouraging people to cause a loss in order to get the money from the claim.
A fee included in some annuity contracts that compensates the insurer for the risks it assumes in issuing the contract, such as the cost of death benefits, expenses of other insured income guarantees, and administrative costs.
Even though the cost difference is minimal, it's not fair to other insureds who will end up having to pay more across the board because you didn't admit to a risk factor.
We do not insure loss or damage to... property... while being worked on, where the damage results from such process or work (but resulting damage to other insured property is covered).
Are there other insured events other than death?
Each insurance company will differ in regards to which family members, passengers and others they insure outside of the vehicle's driver, so if you typically have family members in the car or a teenager who drives the vehicle, it's best to compare policies to find out which suits your needs.
Other Insured Rider An optional policy rider that provides specified amounts of term insurance on the life of a spouse or child of the primary insured.
Other insured patients are simply coming to the hospital less, opting for walk - in clinics, Mr. de Blasio said, or opting to go to private hospitals.
Fund shares are not guaranteed or endorsed by any bank or other insured depository institution, and are not federally insured by the Federal Deposit Insurance Corporation.
If you start doubling up on issuers by purchasing GICs in other insured account types (like RRSPs), the portfolio could be even larger.
Some companies cover routine wellness care, including vaccines, while others insure solely for illness and emergencies.
Her practice focusses on plaintiff personal injury work, assisting injured clients with ICBC and other insured injury claims.
Our extensive work with product liability insurers, manufacturers and other insureds ensures that our expertise meets the needs of each particular case.
You can often purchase a lot more life insurance to protect your family through Protective vs. other insures.
The cost of getting into scrapes with other insured drivers is bad enough.
Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in your home
One key finding in Lopez was that the heading of the section «Exclusion of other insured loss» meant that the section at the very least required an element of insurance be present in any benefit that would be subject to deduction.
«The risk to customer satisfaction in the wake of catastrophic events transcends those directly affected and expands to other insureds whose satisfaction with service is also affected by the image of their carrier,» said Robert Lajdziak, Business Consultant for the North American Insurance Practice at J.D. Power.
If there were coverage for losses caused intentionally by an insured, even if that coverage were only available to other insureds on the policy, that would create a moral hazard by encouraging people to cause a loss in order to get the money from the claim.
Compared to other insured parties, the named insured is afforded the broadest scope of coverage under the policy.
This means that you will pay a premium amount that is charged to other insureds who are also of your same age and health category.
The Plaintiff primarily relied on a previous Court of Appeal decision (Lopez v ICBC) in which the Court of Appeal had held that the title to the section s. 106 «Exclusion of other insured loss» meant that «any benefit» as used in s. 106 (1) at the very least required there to be some element of insurance to the benefit in question.
The types of events that property insurance provides coverage for includes theft, vandalism, malicious mischief, theft, fire, smoke damage, and other insured perils.
If a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents.
Riders Available: Accelerated Benefits Rider, Waiver of Premium, Other Insured Term, Monthly Disability Income, Accident Only Disability Income, Children's Term Insurance, Critical Illness Benefit, Return of Premium
A fee included in some annuity contracts that compensates the insurer for the risks it assumes in issuing the contract, such as the cost of death benefits, expenses of other insured income guaranteees, and administrative costs.
Uninsured motorists cost both states and other insured drivers millions of dollars every year.
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