Sentences with phrase «personal accident»

Every individual who have started earning should opt for personal accident Insurance cover.

Third party insurance cover is mandatory as per the law but there may be existence of personal accident cover as it is not compulsory.

We can not predict what's going to happen next, but can always plan our future well by buying Personal accident plans.

Let take an example to understand how to calculate the premium of group personal accident policies.

In addition to that, most people are also opting for personal accident insurance plans.

There are certain factors that are excluded from the scope of coverage of personal accident insurance plans.

One can also buy personal accident cover by paying extra premium.

In most of the cases, the company offers group personal accident policy at free of cost, but even if the company is charging a premium; it is nominal.

Why one needs to take stand - alone Personal accident insurance cover?

Hence, it becomes important to ensure the financial stability of your family by buying a good personal accident policy.

These policies come with personal accident coverage as well.

One can also include personal accident rider in the policy.

This motor insurance policy also provides personal accident cover for owner cum driver.

Those who scored well were awarded with personal accident insurance of Rs. 1 lakh.

The company has several health insurance plans as well as personal accident plans which forms a comprehensive insurance plans covering all types of risks.

The railway ministry is working towards offering personal accident insurance policy to its passengers.

In personal accident cover, insurance company beer all the hospital expenses at the time of accident.

Various kinds of insurance riders include personal accident riders, permanent disability riders and critical illness riders.

But can consider taking Personal accident insurance policy & health insurance policy.

With this travel insurance policy, you can get coverage against personal accident and personal liability.

Also, this policy covers bodily injury to you as well under personal accident cover.

However, these riders are restrictive and the coverage of a standalone personal accident insurance policy is much wider.

There is also a flexibility to get personal accident cover for owner - driver.

Additional coverage details: It also asks for the additional coverage required by you like personal accident cover for you and your family.

My post on personal accident plans also covers such aspects.

If you are not happy with the extent of cover from your standard insurance, it is possible to stretch the horizon and get additional benefits through personal accident insurance policy through additional charges.

You can also avail personal accident cover for owner - driver of the vehicle.

C needs a basic personal accident premium insurance plan for his family comprising of himself, his wife and his two children.

An individual personal accident plan covers death, disability and loss of income suffered by an individual in the event of any accident suffered.

If you already have health Insurance or other insurance that provide personal injury protection, you may not need personal accident insurance as part of your car rental insurance.

My suggestion would be, to take basic cover plan + Personal accident insurance policy + Health insurance cover for self & family.

There are many insurance companies that provide optional personal accident cover of higher sum insured on paying an additional premium.

The insurance cover provides additional benefits like 20 per cent of personal accident claim or actual medical expenses of Rs 15,000, whichever is lesser.

But suggest you to kindly consider term plan with basic cover and also buy a separate Personal accident cover.

A full insurance plan provides for own vehicle damages, third party property and vehicle damages along with option to choose personal accident cover.

A major confusion while choosing an insurance plan is choosing between personal accident insurance and term insurance.

If you take personal accident risk cover, you would be reimbursed for the loss during the incident.

This debit card offers free personal accident insurance and life insurance coverage of up to Rs 1 lakh and Rs 30,000 respectively.

Travel insurance policies also cover personal accident compensation in case of an injury during a trip that leads to death or disability.

The comprehensive car insurance cover provides mandatory personal accident cover for the individual owners of the car while driving.

It helps you choose a right personal accident plan and now, you can buy it online as well.

It is preferable to buy a basic personal accident insurance cover first.

In simple terms, personal accident protects you against financial loss due to your inability to work resulting from an accident.

Get claimed against third party vehicle, personal and property damage, third party personal accident cover is also included in a third - party insurance plan.

This means personal accident cover should be at least as large as your term insurance cover (life insurance cover).

Though there is the option of choosing a family - inclusive personal accident cover, it is more prudent to opt for an individual cover.

Further, age and gender have no bearing on the premium, but since the plan is linked to the base personal accident cover, the policyholder's profession influences the premium.