One type of insurance policy is an auto insurance which includes a personal injury protection
It is also sometimes called «no - fault» coverage, because as a general rule, the states which
allow personal injury protection insurance are the ones with some sort of no - fault auto insurance laws on their books.
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generally personal injury protection insurance can be used for any coverage for personal injury such as coverage for emotional distress (though in this instance this will normally only cover negligent rather than intentional infliction of emotional distress), or instances of libel or slander, on top of coverage for purely bodily injuries.
And, seeing as Kentucky is a no - fault state, you must also
carry personal injury protection insurance to help pay for your medical expenses, lost wages and / or funeral expenses in the event you're in a collision regardless who is at fault.
Good though these benefits are, New York's
personal injury protection insurance does not pay if an accident was caused intentionally, if the driver of the vehicle was intoxicated, committing a felony, driving a stolen vehicle, or riding a motorcycle.
Personal injury protection insurance may be able to help you pay for some of these hidden — and potentially overwhelming — costs.
If you own a car and have auto insurance that has
personal injury protection insurance (PIP), your own auto insurance company will pay for your medical bills under your PIP coverage.
The no - fault state requires drivers carry only $ 10,000 of
personal injury protection insurance and $ 10,000 of property damage liability insurance.
Regardless of who is at fault in this scenario (you or the other driver),
your personal injury protection insurance can help pay for your lost income, as well as your medical expenses that your health insurer doesn't cover.
Personal injury protection insurance (or PIP) is specifically designed to provide payment for the medical expenses your or your passengers incur in an accident.
In addition to liability insurance, Utah requires all drivers to have at least $ 3,000 of
personal injury protection insurance.
Motorists in these states are required to have uninsured motorists protection and
personal injury protection insurance.
Like most states, New York requires a minimal amount of bodily injury liability, property damage liability, uninsured / underinsured motorist, and
personal injury protection insurance.
The no - fault state requires drivers carry only $ 10,000 of
personal injury protection insurance and $ 10,000 of property damage liability insurance.
In Hawaii, the minimum auto insurance coverages mandated by the state are liability insurance of 20/40/10, and
personal injury protection insurance of $ 10,000.
Personal injury protection insurance is usually only available in states that follow a no fault system.
The Prompt Pay regulations do not apply to Medicare, Workers Compensation, CHAMPUS, State Health Benefits, disability, automobile medical payment insurance,
personal injury protection insurance (PIP), self - insurance, or Federal Employee Plans.
This type of coverage pays up to a certain limit for some individuals riding in your vehicle including children, people you live with, and some passengers who do not have
personal injury protection insurance.
Another minimum requirement that the state of Utah enforces is
personal injury protection insurance or PIP.
Personal injury protection insurance can help pay for these unexpected costs due to a serious injury on the roads.
Personal injury protection insurance will cover all reasonable and necessary medical costs, funeral and burial expenses, up to $ 20 a day for services you can not perform for yourself, survivors» benefits and replacement services (paid to dependents in the event of death), and a maximum of $ 4,400 per month for lost wages, for up to three years.