Sentences with word «retiree»

Around eight years ago they suddenly became a hot investment, especially for retirees looking for a steady source of income.

A lot of retirees who have a fixed income stream would benefit from a fixed mortgage because they know exactly what their monthly payment will be and for how long.

That's «the closest we can get to a risk - free portfolio, especially for retirees who need to retain the purchasing power of their assets,» he says.

With the stock paying a dividend yield of just 2.9 %, it's probably not on the radar of many retirees who are looking for safe, high income.

I don't know how that could not be the case for early retirees in particular, like ourselves, who are looking at a potential 50 + year retirement horizon.

There is even a case to be made with an aggressive investment strategy throughout retirement, especially for early retirees with long retirement horizons (we need our wealth to last!!).

I scored a 98 but I did cheat a little and answered the questions that don't apply to early retirees as if I was still in my old job.

Seniors living as retirees can buy peace of mind for a very affordable price.

The benefits change would also have a significant impact on retirees.

«However, most retirees do not spend sufficient time considering how to strategically use their home equity as an income source in retirement,» he added.

This would help keep retirees from fleeing with their income.

Even law firms that have discontinued these plans can be susceptible to contractual obligations to pay current and future retirees out of yearly revenues.

Many retirees need more flexibility in their cash flow to handle the inevitable ups and downs of life.

A large number of current retirees did not choose to retire.

With retirees living longer, those promises have become too costly to make.

In fact, more than 10 percent of retirees said the first thing they would do if they could do it all over again would be to diversify their investments more.

This portfolio could be a solid choice for retirees looking for stable, dependable income as well as a way to preserve their nest eggs.

Some companies match gifts made by retirees and / or spouses.

In 2014, only 6 percent of the new retirees in the state's police and fire pension system were receiving full accidental disability pensions.

This should affect mortgage rates and other borrowing rates, but also help retirees who are investing for income.

Many retirees want to preserve their capital, so bonds have often been a key component of their portfolios.

That contrasts with current retirees, of whom 68 percent retired before age 65.

They are especially useful for young retirees because withdrawals continue indefinitely.

And as more retirees start drawing on their pension, the performance of the fund itself becomes more relevant.

To avoid that nightmare scenario, which many retirees faced in late 2008 and early 2009, try dividing your portfolio in two.

We find that the traditional 4 percent withdrawal rule is likely to fail for recent retirees.

For example, we could cut benefits only for high - income retirees who aren't as reliant on this income.

A reduced cost of living is the primary driver for most retirees making this choice.

One bad market could wipe out years of savings, putting generations of retirees at risk.

Talk to other retirees about how they fill their days.

Companies with patriotic - sounding names and flag - waving websites court military retirees as well as teachers, firefighters, police officers and others who have pensions.

For that matter, even retirees with other sources of income may qualify for this tax credit.

Recently, it's also seen huge growth in the 55 - and - over demographic, particularly among retirees looking to supplement their fixed incomes, he adds.

A few plans allow retirees to change the designated beneficiary of a joint - and - survivor annuity under certain circumstances.

The reason is that doing so will prevent the cost of current services from being passed on to future taxpayers and ensure enough money is available when retirees need it.

Virtually all of the contributions made by current teachers go to pay retirees because the system will be bankrupt next year.

And many American retirees are enjoying the savings they've made with a move to the South American gem.

Compared to studies that focus on the management of work and study time, very little has so far been done on how retirees manage their free time.

Many retirees also opt to donate to a favorite charity as well — and life insurance can provide them with the ability to do that.

What can new retirees like me do to be successful in long term planning for retirement income when I am a textbook example of sequence of return risk?

And while retirees pay more in taxes during the first couple of years, experts point out that there are several mitigating factors to take into account.

Most retirees get income from at least a couple of sources.

Fifty one percent of survey respondents noted they see a lot of alumni home buyers, and 49 % see a significant number of retirees moving to their college town.

Those valuations are crucial in estimating likely long - run returns — and those estimated returns should, in turn, drive how much workers save and how much retirees spend.

But what retirees say they want is seldom what retirement ends up looking like.

But a 60 % success rate — or, 40 % chance of running out of dough — probably doesn't provide the sort of comfort most retirees seek.

Here are four things retirees today need to be wary — and aware — of when it comes to their investments.

They stand as conservative, dependable option that can give retirees confidence as they leave jobs and careers that have long provided regular incomes.