Sentences with phrase «retirement benefits»

People who have earnings while receiving social security retirement benefits before reaching full retirement age may receive a reduced benefit.

If you are eligible for retirement benefits this year and are still working, you can use our earnings test calculator to see how your earnings could affect your benefit payments.

What is the amount of the death benefit relative to the amount of retirement benefit for each plan participant?

If they didn't, you may choose to start receiving retirement benefits earlier.

Teachers typically become eligible for full retirement benefits based on their age and years of experience.

Therefore, according to the strategy, the wife would claim early retirement benefits at 62 while the husband waited.

A super fund is a special type of trust, set up and maintained for the sole purpose of providing retirement benefits to its members (the beneficiaries).

This brief uses a unique historical data set to analyze how states changed teacher retirement benefits from 1982 to 2012.

Many, or most, will receive far more in retirement benefits before they die than they actually paid into the system.

We measure the cost of retirement benefits as a percentage of earnings.

Will I be able to file for early retirement benefits on the smaller payout, then change to the larger at full retirement age using the divorced spousal filing for one of the times?

Because most states offer teacher retirement benefits based on their salary, states are extending the gender wage gap into retirement.

Map out various aspects of financial security including retirement benefits, investments and financial assets, if any.

CB systems calculate employee retirement benefits based on the cumulative contributions, with a guaranteed rate of return.

Can I restrict my application for benefits and apply only for spouse's benefits and delay filing for my own retirement benefit in order to earn delayed retirement credits?

If the worker started receiving retirement benefits before their full retirement age, we can not pay the full retirement age benefit amount on their record.

Pension and other retirement benefits earned during the marriage are marital property subject to division by the court.

In case, there is no sum assured, then the plan is more in the nature of pure play pension plan rather than an insurance plan with retirement benefits.

Life insurance can be used to fund the plan, which pays retirement benefits to the employee and / or a death benefit to the employee's beneficiaries.

On average, only about half the employees in a company sign up for offered retirement benefits.

No need to deal with the time - consuming details of retirement benefits plan administration any longer.

You can start collecting retirement benefits as early as age 62, but your benefits could be reduced by as much as 30 percent.

Service cost refers to the present value of the projected retirement benefits earned by plan participants in the current period.

A blog post about taxation of railroad retirement benefits, a topic that seems complex on the surface.

While anyone can begin taking retirement benefits at age 62, their monthly checks will be reduced.

You must collect your own reduced retirement benefits first and would receive an additional amount only if your spousal benefit — also reduced for early claiming — were higher than your own.

If they qualify, your spouse or child may receive a monthly payment of up to one - half of your full retirement benefit amount.

In this article we use those data to compare retirement benefit costs for public K — 12 teachers with costs for private - sector professionals.

Some people initially file only for spousal benefits and delay their own retirement benefits until later (up to age 70) to take advantage of delayed retirement credits.

That's the curve that they are behind: the curve of increasing retirement benefits.

Then, too, couples need to «play out» different scenarios, projecting their future retirement benefits including social security.

You can first claim retirement benefits at age 62.

So the question for employers and employees alike is: what makes a good retirement benefits plan?

It is well understood in the private sector that in order to recruit and retain talented young employees it is necessary to provide portable retirement benefits.

The investment objectives of these organizations are to satisfy their current and future financial liabilities and needs, such as providing pension fund retirement benefits or funding an endowment's educational programs.

A snapshot, then, is irrelevant to determine what percentage of all teachers will receive adequate retirement benefits, because employees accumulate retirement savings as individuals.

This is the monthly retirement benefit you receive if you retire at full retirement age.

The changes also will force some public pension funds to calculate retirement benefits using more conservative assumptions.

Lack of a substantial earnings history will cause retirement benefit estimates to be unreliable.

Many people today are retiring in phases, and accepting retirement benefits while they work part time.

Pension costs for the state and municipalities are soaring, a result of enhanced retirement benefits for public employees and the decline in the stock market over the past two years.

Learn more about retirement benefits, taxes, and health insurance benefits from the career experts at Monster.

Having flexible plan options can give mobile teachers, especially in urban and rural public schools where turnover is high, more secure retirement benefits.

Finally, the teacher retirement benefit system has major effects on K — 12 school finance.

They would then be required to delay the collection of retirement benefits over a period of time.

Rising costs have led states and districts to scale back their spending on instructional costs, including on teacher salaries, and cut retirement benefits for new workers.

Then at age 69, you can claim your maximum retirement benefit and stop receiving the spousal benefit.

Future teachers and employees wouldn't be the only ones to lose their health retirement benefits.