Sentences with phrase «stock life»

Mutual life insurance companies are owned by policy holders whereas stock life insurance companies are owned by shareholders.

This is no longer true, and since the big - box stores do not stock live foods, it is more important that pet specialty retailers do.

The result has been to give the children of certain city - dwelling types of recent immigrant an educational advantage over the children of native American and other stocks living in rural areas.

Mutual life insurance companies are owned by policy holders whereas stock life insurance companies are owned by shareholders.

They also stock life - jackets if you require any.

For example, last summer utility stocks lived up to their reputation as a low beta, low volatility sector.

So in order to stock these live items, it is necessary to collect them no less than every three to four days; otherwise, the product will almost literally fly away.

An alternative would be to stock live bacteria cultures, which also have a sell - by date but take up very little space.

Retailers must keep in mind that stocking live sand comes with challenges.

Four players will play during each round, plus items will be turned on and players will be given four stock lives during a 5 - minute time limit.

Stock life insurance companies tend to put their shareholders above everything else.

There are downsides to stocking live foods, especially feeder fish.

While policies sold by mutual life insurers are similar in many ways to those sold by stock life insurance companies, as we have seen, there are certain benefits to buying policies from mutual insurers.

While both types of insurers typically offer broadly similar life insurance policies and provisions, as we shall see, the ownership structure of mutual life insurance companies puts these insurers in a position to take a different approach to managing their businesses and offering policy features than that taken by stock life insurers.

In my article in the April issue of Pet Age, I discussed the merits of stocking live food as opposed to frozen or otherwise preserved packaged food.

As stock life insurance companies management's stock options typically vest, or come due, at different time periods, they are incentivized to maximize the company's performance on what is often a shorter time horizon than that of policyholders, presenting a potential conflict of interest not found with mutual life insurance providers.

Same sectors, but the $ 21 billion of market capitalization that the 2,800 + penny stocks live in are divided into five roughly equal quintiles by market capitalization.

Aside from feeders, you will want to stock live shrimp, black worms and ghost shrimp.

«We also stock live blackworms.»

This is a good lesson: let your customers» demand and your knowledge of the nutritional needs of their as well as your animals shape your inventory or you might invest a lot of time and money stocking a live food that doesn't pay off in sales.

The plants considered part of the cat garden category include cat grass, wheat grass, catnip and buck oats, and retailers can choose to stock live plants, seeds and / or grow - your - own kits — some of which come with pots to plant in and others that grow right in the packaging.

This carrier is known as a fraternal benefit society, which means that, unlike a traditional stock life insurance company, Foresters is a not - for - profit company that provides mutual aid or benefit to its members.

Given that pain is a constant, there will always be a market for pain relief, and if CBIS stock lives up to its claims, the smallest of investments (you can buy a thousand shares for as little as $ 70.00) can turn into a fortune.

Given the difference in ownership structure between mutual vs stock companies, it should come as no surprise that studies have found that mutual life insurers typically are more frugal than stock life insurers at running their businesses.

Over time, the focus of mutual life companies on providing policyholders with equitable treatment has enabled them to offer cash value life insurance policies that, according to some experts, have provided more value for the dollar than the average policy issued by stock life insurance companies.

Additionally, unlike the management of mutual life insurers, the management of stock life companies often receives a portion of their compensation in the form of stock options linked to the company's stock price.

Historically, mutual life insurance companies have a record of being more apt to consider the long - term health of the business when it comes to making strategic decisions than stock life insurance companies.

Despite its parent company maintaining a mutual holding company structure, Pacific Life Insurance Company is a stock life insurance company.

Namely, is the firm a mutual life insurance company or a stock life insurance company?

This «return of premium»» in the forms of dividends is an important characteristic of dividend paying mutual life insurance companies such as Mass Mutual and Penn Mutual (as opposed to a stock life insurance company such as Metlife).

The profits earned by a stock life insurer are either distributed to the company's stockholders or invested back in the business.

Stock life insurance companies, on the other hand, are owned by their stockholders, who vote for the officers of the company, rather than by their policyholders.

In addition to addressing the issues mentioned above, another reason cited as motivating such conversions is the potential for the company's management to reap the greater financial rewards typically paid out to stock life insurance company leadership.

Brighthouse Life is a stock life insurance company, which means the company has shareholders.

As for difficulty, it's not too bad, particularly if you were to just tweak some design choices — allow for stocking lives, retaining experience points, etc..

If you want a good example of stock living and dying by a games release look no further than the charts of EA, Activision and UBIsoft.

It kind of reminds me of the body armor in Goldeneye 007: just as you had a stock life that could go down but you could top it off with armor, you have a set amount of mana points that can be conserved if you recharge the meter at the right time.

Fidelity is organized as a stock life insurance company subsidiary of Lifestory Interactive, with Members Mutual Holding Company as its ultimate parent.

Columbian continued to grow in the «90s and Columbian Life Insurance Company, a stock life insurance company housed in Illinois, was established.

However, on January 1, 1999, pursuant to a mutual insurance holding company reorganization, National Life converted from a mutual to a stock life insurance company.

«The stock life insurance company was the best way to coordinate and organize all of our affairs and our business.»

Founded in 1956, National Western Life is a stock life insurance company now doing business in 49 U.S. states, 4 U.S. territories and various parts of Central and South America, the Caribbean and Pacific Rim countries.

Fidelity Life is considered a stock life insurance company.

A stock life insurance company, Fidelity has more than $ 26 billion in life insurance policies in force.

Despite its parent company maintaining a mutual holding company structure, Pacific Life Insurance Company is a stock life insurance company.

This «return of premium»» in the forms of dividends is an important characteristic of dividend paying mutual life insurance companies such as Mass Mutual and Penn Mutual (as opposed to a stock life insurance company such as Metlife).

Unlike publicly traded firms, CREF is a non-profit entity while TIAA is stock life insurance company that pays dividends to policyholders.