Sentences with phrase «than whole life insurance»

Since the insurer guarantees a lower interest rate and offers a range of premiums, universal life insurance policies are typically less expensive than whole life insurance policies.

In general, term life insurance policies are less expensive than whole life insurance policies.

If it fits your needs, a term policy is usually cheaper than a whole life insurance policy.

These policies are more affordable than whole life insurance policies because they do not build a cash value, and after the age of 65, they are competitively priced with term insurance.

However, universal life is considered to be somewhat more flexible than a whole life insurance plan.

However, universal life offers more flexibility than whole life insurance, allowing you greater control over several important policy components.

Also, term life insurance doesn't accumulate cash value, which makes the premium rate lower than whole life insurance.

It allows for a greater degree of flexibility and often lower cost than whole life insurance, another popular type of permanent insurance.

Term life insurance policies tend to be cheaper than whole life insurance premiums.

As a result, universal life insurance premiums are typically lower during periods of high interest rates than whole life insurance premiums, often for the same amount of coverage.

It costs less than whole life insurance because you receive nothing at the end of the term.

It's also a more complicated product than whole life insurance.

These policies require a health screening so they are more affordable than whole life insurance for people who are in fair or better health.

When you purchase life insurance at 35, you're most likely going after a term life insurance policy rather than a whole life insurance one.

Because term policies are only a temporary form of coverage, they are going to be much cheaper than a whole life insurance plan.

Term life insurance is less expensive than whole life insurance in most cases..

Another thing to keep in mind is that term insurance is less costly than whole life insurance for equal amount of death benefit.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

These plans offer more flexible premium payments than a whole life insurance option.

Some people choose term life insurance because it is less expensive and less complicated than whole life insurance.

There are many investment options available today, and most of them are more favorable to the investor than whole life insurance in terms of the investment value.

Term life insurance rates are lower initially than whole life insurance rates.

In truth, the concept can be used with other financial products, other than whole life insurance.

Term life insurance policies also just make a lot more sense than whole life insurance policies.

This type of coverage is much more affordable to buy than whole life insurance because it is temporary while whole life insurance is more expensive.

It has a lower risk than most variable universal - life insurance products, plus the ability to generate significantly higher returns than a whole life insurance policy.

This is a life insurance policy that is generally less expensive than whole life insurance while providing the same amount of coverage.

They're generally more cost effective than whole life insurance, and each one can fill an important need in your life.

When you shop for life insurance, don't forget, term life insurance is always a much better deal than whole life insurance.

Term life insurance will always have a cheaper monthly price than whole life insurance (assuming the death benefit is equal).

For most people, term insurance, which is more inexpensive than whole life insurance, is actually the better choice.

Term insurance is much cheaper than whole life insurance when you are young, but the premiums increase as you get older — slowly at first and then exponentially.

It typically has a higher rate of growth than whole life insurance.

In the end, if you're going to put some extra money into your life insurance policy, a return of premium policy provides a better value than a whole life insurance policy.

A universal life insurance policy, when well funded, has the potential to grow faster than a whole life insurance policy over time.

Term life insurance is much more affordable for smokers than whole life insurance is, but even term coverage can be expensive.

A universal life insurance policy allows a more flexible funding structure than a whole life insurance policy while still providing permanent coverage.

This means that unless you are a cigarette smoker or have serious health issues, guaranteed universal life insurance is usually a lot less expensive than whole life insurance without a medical exam.

For people who have high life insurance needs, term life insurance almost always fit the bill in a more cost - effective way than whole life insurance can.

While they're more affordable than whole life insurance at any age, you'll get a better rate the younger you are.

Generally speaking, universal life insurance is more flexible than whole life insurance in the sense that they can increase or decrease their death benefits, thus changing the monthly premiums.

This type of policy offers you more flexibility than whole life insurance.

It's also a more complicated product than whole life insurance.

At Life Ant, we believe that it is appropriate for the vast majority of people to purchase term insurance, rather than whole life insurance.

Term life insurance plans are much more affordable than whole life insurance plans.

Therefore, term - to - 100 is less costly than whole life insurance.

Generally speaking these are a riskier form of life insurance coverage than whole life insurance, and may result in a lower or higher rate of return to the owner.

Since they aren't guaranteed to pay out, term life products are substantially cheaper than whole life insurance products, which cover the insured over their full remaining lifespan.

Because term life insurance only pays out if the policyholder's death occurs during the term of their coverage period, policy premiums are generally lower than whole life insurance.