Sentences with phrase «to exclude a driver»

Before excluding a driver from your policy, you may want to determine if there are less restrictive ways of removing someone from your policy.

You can also exclude a person from driving your vehicles and have them listed as excluded drivers on your policy.

Individuals interested in purchasing an auto insurance policy that allows excluded driver endorsements should consider getting several quotes.

When some of the other drivers are excluded from the family auto insurance — Sometimes, the policy simply excludes some drivers in your household from being included into the auto insurance.

Different companies set different age limits for drivers, most excluding any driver under 10 years old.

You might consider excluding a driver if his driving record has one or more of the following in the previous 3 - 5 years.

Lots of reasons exist to make excluding a driver an option.

It is very important the insurance policy holder and the person being excluded both understand the rules of excluded drivers fully.

In some states, you can exclude a driver with a poor driving record in order to reduce your car insurance rates.

* Depending on your insurance company and your state, you might not be allowed to exclude drivers from your policy.

NOTE: Some states and companies don't allow you to exclude drivers on your policy.

Note that you can choose to exclude drivers in your household.

Speak with your auto insurance agent if you are considering excluding a driver.

NOTE: Excluding a driver means that the driver will NOT have coverage to drive your vehicle and may not drive it at all.

In some states, like New York, Kansas, Michigan, Virginia, and Wisconsin you can not exclude a driver from your policy.

Kerb Weight: Supposedly the kerbside weight of the car in running condition with fluids and fuel excluding driver and passengers Kickdown: Is the phenomenon of the automatic transmission shifting down one or two gears suddenly in response to a heavy prod of the accelerator pedal Kilowatt: The metric unit of power Knock Sensor: Specific shock sensors to detect the characteristic shockwave of two flame fronts clashing due to pre-ignition or detonation.

it is for 6 passengers excluding the driver and the passenger seat next to it so i...

Plead details on why there is no coverage for the loss or no duty to defend and / or to indemnify (i.e. excluded driver, breach of contract, misrepresentation of contract, fraud, etc.);

In an ongoing personal injury case, the plaintiff brought a motion to exclude drivers who pay premiums from the jury pool altogether, arguing that the possibility a large damages award could cause a hike in their own rates places them in an inherent conflict of interest.

Your insurance company may recommend excluding a driver from your coverage policy if this person is responsible for any of the following:

If you've excluded a driver from your auto insurance policy, e.g., because his driving record is poor and it could save you money to exclude him, your coverage will not pay for damages he incurs in the vehicle if he takes your car and gets into a crash.

Automatic Locking Retractor / Emergency Locking Retractors (ALR / ELR) seat belt mechanisms (excluding driver)

This vehicle (capacity of 5 in comfort, excluding driver) is also available for hire on a half or full day basis.

240 If a contract evidenced by a motor vehicle liability policy names an excluded driver, the insurer is not liable to any person under the contract or under this Act or the regulations for any loss or damage that occurs while the excluded driver is driving an automobile insured under the contract, except as provided in the Statutory Accident Benefits Schedule.

(3) Despite the definition of «person insured under the contract» in subsection (2), a person who sustains loss or damage while the insured automobile is being used or operated by an excluded driver shall be deemed not to be a person insured under the contract in which the excluded driver is named, except as provided in the Statutory Accident Benefits Schedule.

You can see where this would create major problems, not just for the excluded driver, but the insured who allowed that driver behind the wheel and anyone else involved in a crash with them.

The Ontario Superior Court has held that an «excluded driver» under an auto policy is not a «listed driver» under the policy for the purpose of receiving accident benefits under the policy.

If at the time of an accident the excluded driver is a passenger in a vehicle that she is excluded from driving, she could still claim recourse against that insurer as an «insured person» because she was an occupant of the vehicle involved in the accident (criteria (b) in the «insured person» definition».

Likewise, an excluded driver husband of a named insured would have recourse against his spouse's policy pursuant to criteria (a) in the definition of «insured person».

The arbitrator concluded that because [the claimant] was listed in the Certificate of Insurance as a driver, he fell with the definition of an insured driver, despite being an excluded driver and was entitled to some insurance coverage.

At arbitration, State Farm relied on a prior decision (by the same arbitrator) named Pafco v. Cumis (2014), wherein the arbitrator held that the excluded driver claimant was an «insured person» because his name appeared on the Certificate in that case as a driver.

The Ontario Superior Court has held that an «excluded driver» under an auto policy is not a «listed driver» under the policy for the purpose of receiving accident benefits under...

It is important to remember though that an excluded driver can still have recourse against the policy that excludes him / her if they otherwise meet the definition of «insured person» under the policy.

An executed OPCF 28A «Excluded Driver» Endorsement was attached to the policy.

On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»:

Does the term «insured person» under section 3 of the SABS include an excluded driver having executed an OPCF 28A with respect to both vehicles insured pursuant to a policy of motor vehicle liability insurance yet shown on the face of the Certificate of Insurance as a «Listed Driver»?

The arbitrator also found that an individual executing the OPCF 28A would expect to be considered an «insured person» under that policy, given some of the wording on the Endorsement that purports to provide residual accident benefits to the excluded driver.

The California Insurance Code defines an uninsured motor vehicle as one not covered by a liability insurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle is stolen.

As a general rule, anyone that lives with you needs to either be added to your car insurance policy, or be an excluded driver.

If you ignore the notices, it is possible the insurance carrier will non-renew your policy or require you to exclude the driver from the policy.

If you're shopping around for auto insurance, see if they'll allow you to buy coverage even if you don't have a license, and see what other stipulations there are regarding primary drivers, excluded drivers, and so on.

Plus, it makes being an excluded driver even easier, because guess what?

Depending on the insurer, you may also need to name yourself as an excluded driver, which is exactly what it sounds like.

Some will even require that you be an «excluded driver» on the policy.