Sentences with phrase «to get a secured card»

If you are denied for a card, consider getting a secured card from your bank to help build your credit back up.

Do not charge more than you can pay off in full at the end of the month, or you could be defeating the purpose of getting a secured card in the first place.

If you often forget to repay on time you should consider getting a secured card.

If your credit is bad I would advise getting a secured card.

I am comfortable getting a secured card as long as the deposit is returned within a year or so (as long as I make my monthly payments, which I will).

I was only able to get a secured card because of my short credit history.

You can learn more about it by visiting our How to Get a Secured Card page.

Even if you have little or no credit, you can still get a secured card from a mainstream bank.

If you're turned down, ask about getting a secured card, where you give the issuer a deposit.

As soon as my credit score gave me good odds of getting another secured card, I did.

If your credit is bad I would advise getting a secured card.

+1 from me too, but I would caution that when getting a secured card, make sure it is being reported to the credit bureaus.

If you have bad credit you might be better off either using the SCT or getting a secured card such as the Discover it secured.

«Plan on getting a secured card when you complete the DMP so that as long as you keep a low utilization percentage on that one card, you can achieve a good score — with any [late payments] fading well into the past,» Paperno continues.

To get a secured card means that you have to pay a deposit to a bank for it to open a line of credit for you — a $ 500 deposit gets you a $ 500 credit limit.

If you truly can not get an unsecured card, you should look into getting a secured card, which allows you to put down a sum of money as collateral and then get a credit card with a limit equal to that deposit amount.

«Since I had to personally insure the credit card, I wouldn't have been approved if I had not gotten the secured card first.»

Another foolproof way you can increase your score is to get a secured card from the bank.

The advantage of getting a secured card is that you will get the credit card and not get a rejection on your credit report that will further hurt your credit.

I manged to get a auto loan (at a good rate too), I got a secured card, and then a low limit straight - away card and I've been hovering around the low to mid 700's due to credit utilization.

Also, make sure you get a secured card from a bank.

Also, if you get a secured card with a $ 300 limit, never have more than 35 % of the limit on the card.

Whether you get a secured card or use an unsecured card, getting a card just to «free up» more money that you don't actually have to spend out of control won't help you in the long run.

Keep track of your credit and consider getting a secured card, as well as scheduling a consultation with Go Clean Credit.

To get a secured card you must make a deposit for the bank to use when your credit card payments are late.

Get a secured card.

Typically, teens must ask parents to co-sign, or else they must get a secured card or become authorized users on a parent's card.

You may need to get a secured card, which means you pay a refundable deposit in exchange for a credit limit.

You can get a secured card that reports to the credit bureaus.

At first, I was thinking of getting a student card, but remembering that I could become unemployed toward the end of this year, maybe I should get a secured card.

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score.

A bank at which you already have an account is a good place to get a secured card.

Normally, you need as little as $ 200 to get a secured card and half a year of time to boost your credit score with its help.

Once you've got a secured card, you should use it — pay for something with it and then repay the balance.

I have paid off the only two outstanding things on my credit and those were there when I got the secured card.

The easiest way to get your first credit card is to get a secured card.

When are in that situation, it is best that you get a secured card.

I got a secured card from Wells Fargo in December 2015 and I have just graduated to an unsecure card effective today.

In this article, under «When you should get a secured card...,» Jason states, «obtaining a secured card and making on - time payments is a critical way to rebuild one's credit.»

Do I Pay off the debt, which will take about 8 - 12 months with payment arrangements, or let the bad reports fall off my credit report in 2014 and get a secured card to build up my credit during that time?

People who are forced to get a secured card are typically in a credit rebuilding mode.

Why does it ever matter if you have a bank account to get a secured card?

My wife has bad credit and we have been thinking of get a secured card... Is that the way to go or should I get her a card on my amex account... Would that help her the same or more???? Could that damage mine????

You'll need to put up collateral in the form of cash, but if you can do that, you can get a secured card.

Even if you have poor credit, you could get a secured card that works with Apple Pay.

So, my question is, to build a good credit history and start earning rewards (air miles, etc.), should I get a secured card from one these particular banks and build some history with them and then apply for good cards?

If you still can't qualify or you don't have credit at all, I recommend starting with a store credit card (i.e. Macy's) or getting a secured card to establish credit.