But how can you determine the level of rate sensitivity if you do not have information on the distribution of mortgages by actual mortgage rates, the level of down - payment and the distribution of their debt service ratio?» (canadianbusiness.com)
Actual mortgage rates may fluctuate and are subject to change at any time without notice. (cibc.com)
Actual mortgage rates are determined by many more factors, such as property location and value. (abcloanguide.com)