They are similar to credit cards with the exception that they are backed by a savings account used as collateral for the amount of credit available. (repairmycreditnow.com)
Additionally, whole life insurance policies have cash value; they can be borrowed from or used as collateral for loans. (affordingtomorrow.org)
With a home equity loan, you put your home as collateral for securing the loan. (badcreditloanservices.com)